Asked by: Charlie Maynard (Liberal Democrat - Witney)
Question to the Department for Environment, Food and Rural Affairs:
To ask the Secretary of State for Environment, Food and Rural Affairs, how many new properties were covered by FloodRe in the last twelve months.
Answered by Emma Hardy - Parliamentary Under-Secretary (Department for Environment, Food and Rural Affairs)
In 2024/25, Flood Re provided cover for over 346,000 household policies. Of these, 30% of the policies ceded to Flood Re in the financial year to 31 March 2025 had not previously been ceded to the Scheme. In total, 650,000 properties have benefited since the scheme’s launch. Flood Re publish these figures annually in their annual report.
Asked by: Charlie Maynard (Liberal Democrat - Witney)
Question to the Department for Environment, Food and Rural Affairs:
To ask the Secretary of State for Environment, Food and Rural Affairs, how many properties are covered by FloodRe.
Answered by Emma Hardy - Parliamentary Under-Secretary (Department for Environment, Food and Rural Affairs)
In 2024/25, Flood Re provided cover for over 346,000 household policies. Of these, 30% of the policies ceded to Flood Re in the financial year to 31 March 2025 had not previously been ceded to the Scheme. In total, 650,000 properties have benefited since the scheme’s launch. Flood Re publish these figures annually in their annual report.
Asked by: Charlie Maynard (Liberal Democrat - Witney)
Question to the Department for Environment, Food and Rural Affairs:
To ask the Secretary of State for Environment, Food and Rural Affairs, whether she can disclose how much additional risk the Flood Re scheme is underwriting this year than it was when it launched; and whether she holds any information about the sustainability of those trendlines through to 2039.
Answered by Emma Hardy - Parliamentary Under-Secretary (Department for Environment, Food and Rural Affairs)
In its first operational year (2016/17), the Flood Re scheme’s Liability Limit was £2.1 billion and 127,326 policies were ceded to the scheme. By 2024/25, 346,200 policies were ceded and from 1 April 2025, the Liability Limit reset to £3.2 billion for three years, with annual Consumer Price Index adjustments thereafter.
The Liability Limit is set for successive three-year periods and reviewed ongoingly by the Scheme Administrator, Flood Re Ltd, to ensure alignment with the Flood Reinsurance (Scheme and Scheme Administrator Designation) Regulations 2015. Flood Re Ltd monitors risk exposure and sustainability as part of its statutory obligations. Its future trajectory, including sustainability through to 2039, is based on ceding forecasts, their risk levels and a prudent margin for uncertainty.
Flood Re must also publish a Transition Plan every five years, outlining how it will move towards a market with affordable flood insurance without the need for the scheme after 2039.
Asked by: Charlie Maynard (Liberal Democrat - Witney)
Question to the Ministry of Housing, Communities and Local Government:
To ask the Secretary of State for Housing, Communities and Local Government, how his Department plans to assess local government reorganisation proposals; and whether those proposals will be assessed against the guidance set out in the letter sent by the former Minister of State for Local Government and English Devolution to the leaders of two-tier councils in Oxfordshire on 5 February 2025.
Answered by Alison McGovern - Minister of State (Housing, Communities and Local Government)
The Government received final proposals for the invitation area of Oxfordshire on 28 November and will launch a statutory consultation before deciding which, if any, proposal to implement. Decisions on the most appropriate option for each area, including Oxfordshire, will be judgements in the round, having regard to the statutory guidance and the available evidence.
All public bodies, including the Government and local authorities, are required to comply with the Public Sector Equality Duty under the Equality Act 2010. This duty applies to the local government reorganisation process.
Asked by: Charlie Maynard (Liberal Democrat - Witney)
Question to the Ministry of Housing, Communities and Local Government:
To ask the Secretary of State for Housing, Communities and Local Government, what steps his Department is taking to ensure that decisions relating to local government reorganisation meet public sector equality duties.
Answered by Alison McGovern - Minister of State (Housing, Communities and Local Government)
The Government received final proposals for the invitation area of Oxfordshire on 28 November and will launch a statutory consultation before deciding which, if any, proposal to implement. Decisions on the most appropriate option for each area, including Oxfordshire, will be judgements in the round, having regard to the statutory guidance and the available evidence.
All public bodies, including the Government and local authorities, are required to comply with the Public Sector Equality Duty under the Equality Act 2010. This duty applies to the local government reorganisation process.