I draw the hon. Lady’s attention to the comments of my right hon. Friend the Secretary of State a few moments ago. In this country, first-time buyers pay £181,000 on average for a new home, so, with a 20% discount and a 5% deposit, her figures do not quite add up. Given that 86% of our population want the chance to own their own home and that first-time buyers are the generation worst hit by Labour’s recession in terms of housing, I am proud that we have doubled the number of first-time buyers. We want to deliver 1 million during this Parliament, and the starter homes initiative is just part of the solution.
As the Minister says, 86% of the population want to own their own home. Surely the term “affordable home” should now be expanded to include low-cost home ownership, including schemes such as the excellent Wiltshire Rural Housing Association, which has a variety of shared equity schemes. Surely those homes should also be affordable, as well as homes for rent.
(9 years, 10 months ago)
Commons ChamberAlthough both unemployment and homelessness are at an extraordinarily low level in North Wiltshire, we are being told that we must have thousands of unwanted new houses—particularly in the Chippenham area—followed by factories to give jobs to the people who will live in those new houses. While it is fine for houses to be built where they are needed, surely central Government should allow areas such as mine, where housing and jobs are roughly in balance, not to have them.
As my hon. Friend will no doubt appreciate, this Government ended the top-down approach adopted by the Labour Government, getting rid of the regional spatial strategies. It is now entirely for local authorities to make evidence-based assessments of local housing development needs, and then to consider how they can provide for them. Decisions should be locally driven, with local people in mind.