Asked by: Ben Maguire (Liberal Democrat - North Cornwall)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, whether her Department is taking steps to ensure that people entitled to (a) Pension Credit uplifts and (b) other pension uplifts receive them automatically; and what assessment she has made of the potential merits of implementing a system that allows those uplifts to be applied without requiring additional claims from eligible recipients.
Answered by Emma Reynolds - Parliamentary Secretary (HM Treasury)
A Pension Credit award can include additional amounts for:
These additional amounts can increase or uplift the value of a Pension Credit award.
When a new Pension Credit claim is made, any additional amounts are applied to the award, as a matter of course, based on the claimant’s circumstances. A separate claim for these additional amounts is not needed.
If an existing claimant’s circumstances change, their Pension Credit award can be adjusted to reflect the change – for example including or removing additional amounts. A new claim is not required as the adjustment can be made either by the claimant reporting a change of circumstance or on the initiative of the Department.
Following the Secretary of State’s statutory annual review of state pension and benefit rates in the Autumn, the rates for the basic and new State Pension and the Standard Minimum Guarantee in Pension Credit will increase by 4.1%. Other state pension and benefit rates covered by the statutory review will be increased by 1.7%. Subject to Parliamentary approval, the new rates will take effect from 7 April 2025 and will be applied automatically without the need for a claim.
The full list of proposed benefit and pension rates can be found at Benefit and pension rates 2025 to 2026 - GOV.UK.
Asked by: Ben Maguire (Liberal Democrat - North Cornwall)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, what steps is the Department is taking to support (a) pensioners who face significant reductions in their pensions when they reach state pension age and (b) other pensioners affected by the HSBC Clawback scheme.
Answered by Emma Reynolds - Parliamentary Secretary (HM Treasury)
Members of an integrated scheme are not having money they are entitled to taken away from them when they reach state pension age. A member’s benefit entitlement is adjusted and paid as higher payments before they receive their State Pension, then in lower payments after this date.
The design of a pension offered as part of an employer’s reward package is a matter for that employer, provided that it meets the relevant legal requirements.
Asked by: Ben Maguire (Liberal Democrat - North Cornwall)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, what estimate her Department has made of the cost to (a) calculate and (b) distribute funding to people on means-tested benefits in North Cornwall constituency.
Answered by Stephen Timms - Minister of State (Department for Work and Pensions)
The department administers a wide variety of means-tested benefits and asked for clarification on which benefits you were specifically interested in. As no response was received we have interpreted the question to refer to the costs of administering all means-tested benefits in North Cornwall constituency. As such, I can confirm that no estimate has been made of administrative costs for the Department at constituency level.
Asked by: Ben Maguire (Liberal Democrat - North Cornwall)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, whether she has made an assessment of the potential impact of changing eligibility requirements for the winter fuel payment on the affordability of energy for people with motor neurone disease.
Answered by Emma Reynolds - Parliamentary Secretary (HM Treasury)
This Government is committed to pensioners – everyone in our society, no matter their working history or savings deserves a comfortable and dignified retirement.
Given the substantial pressures faced by the public finances this year and next, the government has had to make hard choices to bring the public finances back under control.
Winter Fuel Payments will continue to be paid to pensioner households with someone receiving Pension Credit or certain other income-related benefits.
They will continue to be worth £200 for eligible households, or £300 for eligible households with someone aged over 80.
For those with long-term illnesses, the “extra costs” disability benefits, namely Personal Independence Payment (PIP), Disability Living Allowance (DLA) and Attendance Allowance (AA), provide a tax free, non-income-related contribution towards the extra costs people with a long-term health condition can face, such as additional heating costs. They are paid monthly throughout the year. AA can be worth up to £5,600 a year and recipients are free to use their benefit according to their own priorities.
Receipt of AA can provide a passport to additional amounts in means-tested benefits (notably Pension Credit and Housing Benefit) for those on low incomes providing they meet the other eligibility criteria.
Asked by: Ben Maguire (Liberal Democrat - North Cornwall)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, with reference to the report by the Parliamentary and Health Service Ombudsman entitled Women’s State Pension age: our findings on injustice and associated issues, published on 21 March 2024, whether she has made an estimate of the cost of providing financial redress to impacted women in (a) North Cornwall constituency and (b) the UK.
Answered by Emma Reynolds - Parliamentary Secretary (HM Treasury)
We have not estimated the costs of providing redress in North Cornwall. The Ombudsman’s report (para 504) published on 21 March 2024 estimated that providing compensation to all 1950s women at the level 4 range would cost between around £3.5 and £10.5bn.
As a newly formed Government we will need time to review and consider the Ombudsman’s report along with the evidence provided during the investigation.
Now the election has concluded we need to consider the views that have been expressed on all sides.
The issues outlined in the report are significant and complex, as such they require serious deliberation. Once this work has been undertaken, the Government will be in a position to outline its approach.
I met with representatives of the WAPSI Campaign on the 5 of September.
Asked by: Ben Maguire (Liberal Democrat - North Cornwall)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, if she will run a public consultation on changing eligibility requirements for the Winter Fuel Payment before implementing a change in policy in relation to that payment.
Answered by Emma Reynolds - Parliamentary Secretary (HM Treasury)
This Government is committed to pensioners – everyone in our society, no matter their working history or savings deserves a comfortable and dignified retirement. Given the substantial pressures faced by the public finances this year and next, the government has had to make hard choices to bring the public finances back under control.
We know there are low-income pensioners who aren’t claiming Pension Credit, and we urge those people to apply. This will passport them to receive Winter Fuel Payment alongside other benefits – hundreds of pounds that could really help them. We will ensure that the poorest pensioners get the support they need.
The government will work with external partners and local authorities to boost the uptake of Pension Credit and to target additional support to the poorest pensioners.
Over the next five years, we expect over 12 million pensioners will see their State Pensions increase by thousands of pounds as a result of our commitment to the Triple Lock. Protecting the Triple Lock even in the current economic climate shows our steadfast commitment to pensioners.
We are also providing support through our Warm Homes Plan which pensioners will benefit from. This will support investment in insulation and low carbon heating – upgrading millions of homes over this Parliament. Our long-term plan will protect billpayers permanently, reduce fuel poverty, and get the UK back on track to meet our climate goals.
Our other steps include cutting waiting times in the NHS which will help many pensioners currently waiting in pain and discomfort for treatment, and delivering the economic stability which is so crucial for pensioners.
Asked by: Ben Maguire (Liberal Democrat - North Cornwall)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, what assessment she has made of the potential impact of changing eligibility requirements for the Winter Fuel Allowance on the affordability of energy for people aged over 65 in (a) North Cornwall constituency and (b) rural off-gas grid areas.
Answered by Emma Reynolds - Parliamentary Secretary (HM Treasury)
Around 20,000 people in the North Cornwall constituency will be affected by the change in eligibility requirements. Given the substantial pressures faced by the public finances this year and next, the government has had to make hard choices to bring the public finances back under control. However, Winter Fuel Payments will continue to be paid to pensioner households with someone receiving Pension Credit or certain other income-related benefits. They will continue to be worth £200 for eligible households, or £300 for eligible households with someone aged over 80.
This government is committed to pensioners – everyone in our society, no matter their working history or savings deserves a comfortable and dignified retirement. Over the next five years, we expect over 12 million pensioners will see their State Pensions increase by thousands of pounds as a result of our commitment to the Triple Lock. Protecting the Triple Lock even in the current economic climate shows our steadfast commitment to pensioners.
We are prioritising support for pensioners through our Warm Homes Plan which will support investment in insulation and low carbon heating – upgrading millions of homes over this Parliament. Our long-term plan will protect billpayers permanently, reduce fuel poverty, and get the UK back on track to meet our climate goals.
We know there are low-income pensioners who aren’t claiming Pension Credit, and we urge those people to apply. This will passport them to receive Winter Fuel Payment alongside other benefits – hundreds of pounds that could really help them.
The government will work with external partners and local authorities to boost the uptake of Pension Credit and to target additional support to the poorest pensioners. We will ensure that the poorest pensioners get the support they need.
Asked by: Ben Maguire (Liberal Democrat - North Cornwall)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, what estimate she has made of the number of people in North Cornwall constituency who will be affected by her decision to change eligibility requirements for the Winter Fuel Allowance.
Answered by Emma Reynolds - Parliamentary Secretary (HM Treasury)
This Government is committed to pensioners – everyone in our society, no matter their working history or savings deserves a comfortable and dignified retirement.
Given the substantial pressures faced by the public finances this year and next, the government has had to make hard choices to bring the public finances back under control.
Around 20,000 people in the North Cornwall constituency will be affected by the change in eligibility requirements.
We know there are low-income pensioners who aren’t claiming Pension Credit, and we urge those people to apply. This will passport them to receive Winter Fuel Payment alongside other benefits – hundreds of pounds that could really help them. We will ensure that the poorest pensioners get the support they need. There are other pensioners who are eligible for Winter Fuel Payment as they claim other means tested benefits.