(3 years, 5 months ago)
Lords ChamberMy Lords, I am grateful to my noble friend Lady Lister for her superb introduction and to all noble Lords who have spoken.
Amendment 10 relates to single payments of universal credit. The case has been made overwhelmingly clearly that the system of single payments facilitates financial abuse by allowing perpetrators to control the entire household income. Ministers only seem to have three arguments against acting on this: first, that claimants can ask for split payments, although, as my noble friend pointed out, that just puts survivors at risk; secondly, that most couples keep and manage their finances together, although, as Refuge points out, the finances of those experiencing economic abuse are not managed jointly but controlled by their abuser; and thirdly, that it would undermine the nature of universal credit and be a bit difficult. These are pretty weak arguments. All this amendment does is say that the commissioner will look into the matter further and report to Parliament. If the noble Baroness, Lady Sanderson, and the Government do not want the commissioner to look into it, can I suggest that they simply sort it out themselves? That would save our having to do so.
Amendment 69 would exempt domestic abuse survivors from repaying benefit advances made to mitigate the five-week wait. There is a real risk that survivors wanting to flee will be deterred because they know it is five weeks until they get paid—many are already in debt and do not want to take on more—and if they take an advance on, their monthly income falls below survival level, yet they have other debts to service. Does the Minister accept that this is a genuine barrier? I would be really interested to know the answer.
Amendment 72 would disapply the benefit cap for 12 months for survivors who fled and claimed universal credit. I am not going to repeat the devastating critique made by the noble Lord, Lord Best, but I do think Ministers owe it to this House and to survivors to engage with those arguments properly. Normally, Ministers argue that people can escape the cap by moving to cheaper housing or by getting a job, but those are not practical for someone fleeing abuse. There are already exemptions for those in refuges, so why not for those in any accommodation? There is already an exemption from the work requirement of universal credit for someone who has fled abuse in the previous six months, but what use is that exemption if survivors cannot afford to take advantage of it because they would still be hit by the benefit cap and so could not afford to pay their rent?
These issues are all examples of social security policy or practice which have a differential impact on survivors of domestic abuse. If Amendment 68 were accepted, government departments would have to assess the impact of any social security reforms on victims or potential victims of domestic abuse before making changes, rather than afterwards. It would stop us being here over and over again, trying to point out the problems of systems already changed, by trying to address them beforehand. Had that been done before creating universal credit or imposing the benefit cap or the bedroom tax, these problems could have been designed out at an earlier stage.
The survivor quoted by my noble friend Lady Lister was right: you need money to escape. Our social security system should enable survivors to flee abuse, but it does not. As my noble friend Lord Rooker said, this is a failure of joined-up government. The sad reality is that problems do join up, and at the level of the individual survivor, but the Government response fails to address that. There is no point in the Government legislating to support survivors of domestic abuse while steadfastly ignoring problems in their own systems, which risks exacerbating or even enabling abuse and making it hard or sometimes impossible for survivors to flee and rebuild their lives. I say to the Minister, whom I know cares about these issues, a lot of work has gone into researching, evidencing, and debating the issues, and the fact that the noble Baroness is a Home Office Minister is not a reason not to engage with them. The House, the country and survivors deserve to have these arguments taken seriously. I look forward to her reply.
My Lords, I thank the noble Baroness, Lady Lister, and the noble Lord, Lord Best, for explaining their amendments, which relate to the operation of the welfare system, including universal credit and the benefit cap, and their impact on victims of domestic abuse. The noble Baroness, Lady Sherlock, is absolutely right: just because I am a Home Officer Minister does not mean that I should not and do not engage on these matters.
Amendment 10 seeks to place a duty on the domestic abuse commissioner to investigate universal credit single household payments and lay a report before Parliament within a year of Royal Assent. As I indicated in Committee, and as my noble friend Lady Sanderson said, as an independent officeholder, it should be for the commissioner to set her own priorities as set out in her strategy plan, as provided for in Clause 13. I understand that the commissioner has no current plans to examine this issue in the next year. If this amendment were to be made it would necessarily mean that other issues which she might have regarded as more pressing would fall by the wayside. Moreover, the way the amendment is drafted arguably prejudices the conclusions of the commissioner’s report and makes it difficult or impossible for her to comply with the duty if those conclusions do not then come to pass. If the aim of this amendment is to secure a particular preordained outcome, I see no benefit in asking the independent commissioner to investigate the matter. She has already embarked on the mapping exercise in relation to community-based services, so there is no contradiction between government Amendment 17 and the concerns we have about Amendment 10.
DWP is committed to doing all it can to support victims of domestic and economic abuse, including giving split payments when requested, easements to benefit conditionality and referrals to local specialist support. However, by default, a core principle of universal credit is that it is a single household payment. Where a claimant is part of a couple and living in the same household, they will need to make a joint claim for universal credit. Many legacy benefits, including housing benefit, child benefit and child tax credit, already make payment to one member of the household, so the way universal credit is paid is not a new concept. Instead, we believe that this reflects the way that most couples can and want to manage their finances—jointly and without state intervention. We have therefore taken a proportionate response, ensuring that universal credit meets both the needs of the many and the most disadvantaged, including victims of domestic abuse.
Recognising that there are circumstances in which split payments are appropriate, we have made them available on request to anyone at risk of domestic abuse. As part of that, it is important that we allow the individual who is experiencing domestic abuse to decide whether they think that split payments will help their individual circumstances. Once that choice is made, the request for such payment can be made in whatever way works best for the claimant, including during a face-to-face meeting or a phone call. Once paid, the larger percentage of a split payment will be allocated to the person with primary caring responsibilities, such as childcare. This is to ensure the health and well-being of the majority of the household. We can also arrange for any rent to be paid directly to the landlord to protect the family tenancy. No information relating to why a split payment has been requested or granted will be notified to the claimant’s partner. In addition to the right to split payment on request, we have also taken measures to encourage payment to the main carer in the family. Evidence suggests that 60% of universal credit payments are made to women, who are usually the main carer. Given this, we have changed the claimant messaging on the service to encourage claimants in joint claims to nominate the bank account of the main carer to receive their universal credit payment.
I hope that noble Lords will see that, although universal credit’s single household payment mirrors the model of the legacy benefits it replaces, much has been done to offer alternative payment arrangements to victims of domestic abuse. However, universal credit cannot solve all the problems of domestic abuse and split payment is not a panacea. It is crucial to acknowledge that abusive partners may still take money from their victims, whether that is payment of universal credit or any other source of income, including through intimidation, coercion and physical force. Payment to the victim’s individual bank account is no guarantee, with such people capable of learning passwords and taking control of bank cards.
The Government therefore view calls for split payments to all couples claiming universal credit as disproportionate. This would be a fundamental change to the payment structure of universal credit, from a single household payment made to one individual of the benefit unit to payments split between joint claimants by default, rather than made available to those who need this method of payment. It would add very significant cost and complexity. For example, split payments are currently a manual process. To introduce them by default they would have to be automated, at considerable cost and disruption. This would also deflect limited resource from the improvements already prioritised for the universal credit system. Such fundamental change from a single to a multiple-payment model for all, regardless of need, may also put the stability of the system at risk for all 6 million current universal credit claimants, and at a time when numbers have grown significantly in response to the pandemic.
Lastly, the noble Baroness, Lady Meacher, advocated split payment by default, pointing to the Scottish Government’s wish to adopt this method of payment. For the reasons I have set out, that is not the Government’s position. It is also noticeable that the Scottish Government are yet to come forward with firm proposals. I say this not to criticise, but merely to illustrate to the House that this is a complex area in which to design a workable policy. Nevertheless, we will continue to work closely with the Scottish Government to establish the practicalities of delivering split payments in Scotland. Should they come up with a policy capable of being implemented, we will observe their implementation to further understand the impacts, any potential advantages and disadvantages. We would ask advocates of split payment by default to do the same, in a “test and learn” approach, so that future debate on this may be based on practical evidence.
Amendment 68 would require the DWP to assess the impact of welfare reform on victims, and potential victims, of domestic abuse. The DWP already does this, in accordance with the public sector equality duty. An equality impact assessment to support the introduction of universal credit was published in November 2011, and an impact assessment was published in December 2012. Equality impacts have been further considered in developing subsequent plans surrounding the implementation of universal credit. I appreciate the noble Baroness’s intention in proposing the amendment, but I do not think that the additional duty is required.
Finally, Amendment 69 seeks to make victims of domestic abuse exempt from repaying universal credit advances. It is important to note that there can be no such thing as an advance that is never intended to be recovered. Advances are simply an advance of a claimant’s benefit, paid early, resulting in the same amount of universal credit being spread across more payments. It is, therefore, more appropriate to say that this amendment would effectively create grants or additional entitlement to universal credit solely for victims of domestic abuse. While the Bill demonstrates the Government’s commitment to supporting victims of domestic abuse by introducing additional benefit entitlement, we would effectively be unfairly discriminating against all other vulnerable cohort groups who may be facing substantial challenges.
(3 years, 11 months ago)
Lords ChamberMy Lords, I am grateful to noble Lords for raising this important issue. The review highlighted how many of the Windrush generation suffered so much, starting with stress and anxiety and leading too often to loss of livelihood and even separation from home and family. It therefore seems a fitting way to end the Committee stage, because it is a reminder to all of us of the consequences of getting immigration policy wrong.
When the review was first published, the current Home Secretary said she was “shocked” to discover the extent of the insensitive treatment that the Windrush generation and their families suffered. However, it is not good enough to be shocked after the event. We should all have known what was going on, taken responsibility for policy-making and been responsive to the people who were telling us that something was wrong. I think, along with my noble friend Lady Lister, that the decision to spend 10 years prioritising hostility in immigration policy should weigh heavily indeed.
As the noble Lord, Lord Paddick, said, Wendy Williams called the desperate results of the scandal “foreseeable and avoidable”. That is a reminder, as the Government push this Bill through, that people will have to live in the world this legislation will help to frame. We should keep that in mind.
I add my voice to the questions asked by my noble friend Lady Lister and others. The Home Secretary accepted all the recommendations of the review, including changing the culture of the Home Office, and gave an early update before the summer. Has the comprehensive improvement plan promised for September been published? Can the Minister give us an update on how many people have now applied to the compensation scheme, and how many have received and accepted a compensation offer? When will we get another update on progress made so far? We all need to learn the lessons of the Windrush review.
I thank all noble Lords who have spoken to this amendment. I concur with the noble Baroness, Lady Sherlock, that this is a fitting end to Committee, although some of our views on how to prevent another Windrush scandal differ—for example, on the declaratory scheme versus the constitutive scheme for settled status.
Noble Lords have acknowledged that the Home Secretary has made it clear that we accept the review’s findings. She updated the other House last month on progress towards implementing its recommendations. In response to the noble Baroness, Lady Sherlock, we will publish a comprehensive improvement plan in September—so, this month. I look forward to updating the House.
As part of our response, we are reviewing every aspect of how the Home Office operates: its leadership, culture, policies and practices, and the way it views and treats all parts of the community it serves. It must be said that while urgent and extensive work is taking place across the Home Office on all the recommendations, fundamental change takes time to deliver. Culture shift is like turning an oil tanker round; I think noble Lords accept that point. To rush for the sake of making a headline would be the wrong approach. If noble Lords could stand in my shoes, they would see how much the Home Office and the Home Secretary talk about Wendy Williams and the lessons learned. The culture is already starting to change but it is not a quick change. Wendy Williams made that very point: we should not rush, first, to respond to the review or, secondly, implement some of the changes suggested in it.
Delaying the end of free movement until the changes are implemented would prevent us moving to a new skills-based immigration system. That new system means people will be treated equally and fairly, and delaying it would undermine the Government’s clear position on ending free movement. Noble Lords will not be surprised to know I cannot accept the amendment.
The noble Baroness, Lady Lister, asked about the evaluation, the terms of reference and whether we had engaged any external experts. The team is actively engaging with internal and external organisations, as well as with staff at all levels. We are engaging with the unions, with support networks and with the department’s race board to determine the best way to implement the findings of the review.
Of course, it is fair to say in conclusion that the findings of Wendy Williams’ Windrush Lessons Learned Review affect all migrants in the UK, not just EEA citizens. The tenet—to use the word used by the noble Baroness, Lady Lister—of her review was a fairness and a humanity within the way that the Home Office operates, and I can totally concur with that.
The noble Baroness, Lady Sherlock, asked me for an update on the compensation scheme. I do not have the facts and figures—another deficiency in facts and figures this afternoon—but I will certainly write to noble Lords on where we are up to. The noble Lord, Lord Roberts of Llandudno, questioned the high number of appeals that are upheld. This is all down to when appeals are lodged, and that can have an impact on appeals granted. With that, I ask the noble Baroness to withdraw the amendment.