Education Bill

Baroness Turner of Camden Excerpts

Tuesday 4th October 2011 Grand Committee

[Lord Peston]

My Lords, I support my noble friend’s amendment. I do so with a certain degree of sadness. It is just under 50 years since I wrote the first paper ever written in the Treasury on loan schemes, and it would never have occurred to me then that we would end up discussing this sort of thing 50 years later. It would never have occurred to any of us who were among the first to think that loan schemes were the right way into student support that we would live in a world in which tuition fees were charged in higher education. That is why I say that there is a certain sadness here.

It may well be that the economy is so dire and so many people want to benefit from higher education that we have to have tuition fees, but it has always seemed quite awful to me. I assume that this amendment has been tabled so that the Minister can tell us exactly what preparations the Government looked at before deciding to go along the path that they have chosen.

I would like to hear what the research is that tells us that those who are disabled will not suffer from extreme disincentives because of these fee increases, and that there is no gender bias in them. I find it very hard to believe that there is no gender bias in what is happening here; quite the contrary. My noble friend has not told us this, but I assume this is why the amendment was tabled. This is all in preparation for the next stage, and for how we analyse these things. I look forward to a lecture from the Minister answering everything implicit in this amendment.

[Baroness Turner of Camden]

My Lords, I support the amendment. It is an amendment that the Government should welcome, because they are always telling us that we do not have a skilled workforce, and that the workforce needs to be skilled. Here is a specific recommendation for reskilling people who are disabled. I would have thought it would have been welcomed by the Government as being well in line with their policies; the policies they are always telling us about, anyway. Therefore I am very happy to support my noble friend’s amendment.

[Baroness Sharp of Guildford]

My Lords, I have some sympathy with this amendment. However, one issue in particular concerns me: the fact that not only degree courses but access courses are subject to loans.

As members of the Committee will know, those who have not gone through the normal route of taking GCSEs and A-levels and entering university by that route, but instead apply to university later, often take courses which are regarded as being the equivalent of A-levels—they are called access courses—at colleges for education. These are normally two-year courses. Many of these students initially do GCSE courses and go on to an access course, so they often have between two and three years at the college of further education. Because these are level 3 courses, and because the people concerned are often over the age of 24, these are regarded as loan courses, and consequently many people will have five years of loans rather than three. Since, almost by definition, most of these people come from disadvantaged backgrounds, the whole problem of debt aversion is one of some difficulty. I am particularly concerned about the build-up of debt in these circumstances.

The accumulation of debt from having to take on debt to put themselves through access courses, and then more debt on top of that to do degree courses, is going to be a major disincentive to using this route to those from disadvantaged backgrounds. Considerable numbers use this route at present. Could the Government look at this? It would be good to have some good news. I know that my right honourable friend Simon Hughes, when he was looking at the issue of access, picked this up, but I do not think anything has yet been done about it.