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Speech in Lords Chamber - Thu 26 Mar 2026
HBOS: Fraud Investigation

"My Lords, I am going to press the Minister to take a stronger position on this issue, which was £1 billion of criminal financial manipulation by HBOS Lloyds. The FCA spectacularly failed to investigate, initiating a report only under strenuous insistence from Vince Cable. It then misrepresented, to this House …..."
Baroness Kramer - View Speech

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Speech in Lords Chamber - Thu 26 Mar 2026
Middle East: Economic Update

"My Lords, if this war with Iran continues, and especially if the Strait of Hormuz remains closed as we approach autumn, the global economy will be in serious trouble and the crisis will impact severely—directly on energy prices and, more broadly, on the cost of living. There was far too …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Middle East: Economic Update

Speech in Lords Chamber - Wed 25 Mar 2026
National Insurance Contributions (Employer Pensions Contributions) Bill

"My Lords, I, too, support these four amendments and, had it been permitted at ping-pong, I would have added my name.

I am going to be very brief. We are all aware, through freedom of information applications, that the OBR forecasts of the impact of this Bill present us with …..."

Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: National Insurance Contributions (Employer Pensions Contributions) Bill

Speech in Lords Chamber - Tue 24 Mar 2026
Public Transport: Accessibility

"My Lords, thousands of new trains and carriages are coming into service on the national, regional and underground networks between 2025 and 2030. The Minister referenced the rolling stock strategy, but how many of these trains will exceed the minimum legislative compliance for accessibility, and how many will have a …..."
Baroness Kramer - View Speech

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Speech in Lords Chamber - Tue 24 Mar 2026
Reducing Government Spending

"My Lords, despite these volatile times, the Debt Management Office, on behalf of the Treasury, still seems determined to issue £20.4 billion in index-linked gilts this year. The cost of servicing the UK’s national debt is already far more vulnerable to rises in interest rates than comparable countries, thanks to …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Reducing Government Spending

Speech in Lords Chamber - Tue 17 Mar 2026
Spring Forecast Statement

"My Lords, I join the tributes to the noble Lord, Lord St John of Bletso. We do not often get to speak in the same debate, so I am delighted that he could not speak in the space debate and has joined us today. His speech was both gracious and …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Spring Forecast Statement

Speech in Lords Chamber - Thu 12 Mar 2026
National Insurance Contributions (Employer Pensions Contributions) Bill

"My Lords, this was a very short Bill but, frankly, I do not know how it got through the House of Commons and came to this House without clarity on the fundamental issue of whether we were talking about a cap that was per employee or per employment. I thank …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: National Insurance Contributions (Employer Pensions Contributions) Bill

Speech in Grand Committee - Wed 11 Mar 2026
Secondary International Competitiveness and Growth Objective (FSR Committee Report)

"My Lords, I come from a different perspective from many of the people who have spoken today, because I am approaching this debate from the perspective of spending nearly two years on the Parliamentary Commission on Banking Standards following the financial crash of 2008, which was due to credit and …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Secondary International Competitiveness and Growth Objective (FSR Committee Report)

Speech in Lords Chamber - Wed 11 Mar 2026
Pension Schemes: Ministerial Powers

"My Lords, under the Mansion House Accord, and the mandation that now sits behind it, people on the lowest incomes will find 10% of their pensions put into high-risk illiquid assets. Given that that pool of assets is currently in very serious trouble thanks to illiquidity—this was prior to the …..."
Baroness Kramer - View Speech

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Speech in Lords Chamber - Mon 09 Mar 2026
Crown Estate: Wales

"My Lords, to pick up the point made by the noble Lord, Lord Wigley, is the Minister aware that people in Wales are convinced, following conversations with the Crown Estate, that the overwhelming majority of new skilled jobs created by offshore in the Celtic Sea will go to outsiders, not …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Crown Estate: Wales