Gender Pensions Gap

Baroness Hussein-Ece Excerpts

Monday 27th June 2022 Lords Chamber

[Baroness Stedman-Scott (Con)]

I can respond to the noble Lord: where carers are working, they will be automatically enrolled, if eligible, into a workplace pension. If they earn below £6,240, they can still ask to be enrolled into the scheme, even though they are not automatically put into it. We have committed to remove the lower earnings limit; that benefits lower earners, including carers, working part-time. In addition to carer’s credit, there is a wide range of national insurance credits available to help people maximise their state pension.

[Baroness Hussein-Ece (LD)]

My Lords, the Minister said that she wanted women to progress in the workplace, but she must know that one of the biggest inhibitors to women progressing in the workplace is taking time out—as has been mentioned—to care for children, families and, in later life, elderly relations. Can she more specifically say what policies the Government are introducing to address this gap: the disadvantage of women who are having to take time out? Will the Government look at recommendations from experts, such as an additional state pension credit for those who are not working because they are looking after children under 12, and measures for affordable childcare to be more widely available so that women who are trying to work can do so? Currently, the cost of childcare is prohibitive for so many women returning to work.