(11 years, 5 months ago)
Commons ChamberThis scheme will not be available for foreign buyers; this is a scheme to help people from this country. That situation did not happen overnight, and the hon. Gentleman’s own Government signally failed to do anything about it. It is perhaps apposite for me to raise the issues to do with social housing.
As well as rewarding those who want to get on, we are taking tough action to tackle those who want a free ride and who are abusing the housing system. We are announcing today new measures to stop rogue landlords cashing in from renting homes to illegal migrants and we are also ensuring fair play in the allocation of taxpayer-funded social housing. We are tackling the widespread perception that the way social housing is allocated is unfair and favours foreign migrants over local people and members of the armed services.
It is true that one in 10 of all the new social housing tenancies in England go to a foreign migrant whereas in London one in five social housing tenancies belong to a foreign migrant. That is not fair to people who have worked hard and paid their taxes in Britain, so new rules will ensure that councils give priority to local people and to the armed forces when allocating social housing. That tough action will tackle the pull factors that led to unsustainable immigration under Labour and it will help community cohesion by ensuring fair play and removing the perception of unfairness that extremists exploit.
I am sure the right hon. Gentleman is very keen that the work force should be mobile and able to move around the country to where there is work. However, would that not make the person moving into an area no longer a local, meaning that they would not qualify for social housing?
As the hon. Lady knows, under this Government and the previous Government a number of schemes have enabled tenants in social housing to swap between local authorities. Those schemes will continue to operate.
We are offering a simple and proportionate response to housing needs. As my second favourite member of the Labour party, Lord Mandelson, remarked last week:
“I can’t quite remember which member of the government it was who claimed to have abolished boom and bust. Well, we abolished boom”.
Last week, Labour was again playing the politics of envy and division, attacking the fact that we are helping hard-working families in middle England, in both the north and the south. Let me be clear for Labour’s benefit. We are not about to introduce 110% or even 100% mortgages for those who cannot afford to pay, but 95% mortgages for people who, but for the financial crisis, could have put enough money aside.
The checks are in place. Applicants will need to prove they can repay the loan before they pick up the front door key. As I said to the hon. Member for Coventry North West (Mr Robinson), this is not a scheme for second home owners, but the rules need to be carefully worded so we do not slam the door on parents who want to do a bit for their kids or prevent people from rebuilding their lives after family breakdown. Unlike Labour, this Government have not given up on growing families who are in properties too small for their needs, buyers looking to make that first step, or tenants who believe they can aim higher. We will continue to work closely with the industry to do everything in our power to make sure home hopefuls realise their dreams.
(13 years, 5 months ago)
Commons ChamberInto the former colliery areas. That £30 million is more than the hon. Gentleman’s party had put in. We will certainly do our best to ensure that there is sustainable development in that area.
Has the Secretary of State had discussions with the Department for Work and Pensions on the reforms to housing benefit, under which it will become impossible for someone who is under-occupying their house to get full housing benefit for that house? He talks about building new homes, but what proportion of them will be one-bedroom homes, because a large number of people who will be looking for property under the new housing benefit rules will be looking for such homes?
The hon. Lady will be aware that we have abolished the density targets, which led to a glut of flats. We will ensure that the market decides a reasonable mix. That seems to be a more sensible and reasonable way of going about the process.
For too long, the planning system has been a source of friction between councils, communities and businesses.