Business of the House

Andrew Jones Excerpts

Thursday 12th March 2020 Commons Chamber

[Mr Rees-Mogg]

I am aware of the problem of four-weekly payments, because constituents have brought it up with me, but I point out that the universal credit has been a successful policy: 200,000 more people are in work; the withdrawal rate is significantly lower, at 63p in the pound of benefits, down from the more than 90p in the pound of other types of benefit; and 700,000 families see around £285 a month of extra money that they are entitled to. Without beginning to pretend that it is a perfect system, it is an improvement on what was there before, and its measured roll-out has been the right thing to do.

[Andrew Jones (Harrogate and Knaresborough) (Con)]

As our economy goes digital, it is not just about retail; money is going digital, too, and there have been predictions that ultimately we will be a cash-free society. However, that cash-free trend is going at different paces in different places. There are implications for business and risks of people in certain groups being left behind, and there are implications now, because access to cash is becoming harder despite it being the main payment type for many transactions. May we have a debate to explore the changes to cash access and cash use in our society?

[Mr Rees-Mogg]

My hon. Friend makes an important point: 2.2 million adults in the UK use cash as their main way to make a payment day to day. There was reference in the Budget to the fact that the Government are going to bring forward legislation to protect access to cash for those who need it and to ensure that our cash infrastructure is sustainable in the long term. My hon. Friend may wish to raise the issue in the Budget debate, because that has been announced and will happen.

Business of the House

Andrew Jones Excerpts

Thursday 30th January 2020 Commons Chamber

[Mr Rees-Mogg]

I cannot guarantee the next one as I do not have that authority. That is a matter for NHS England, rather than for the Secretary of State, and it is certainly not a responsibility of mine personally. The NHS has a constant battle to improve on this issue. The percentage of cancelled operations is low, but knowing that is not a great deal of comfort to the person whose operation has been cancelled.

[Andrew Jones (Harrogate and Knaresborough) (Con)]

The market town of Knaresborough in my constituency is a strong community of 15,000 people. This week, the last bank in the town announced that it will close in a few weeks, and the nearest bank will be a few miles away. That is a troubling development, so may we have a debate to discuss the impact of bank branch closures and how people can access financial services, whether for business or personal use?

[Mr Rees-Mogg]

That issue is raised regularly at these sessions, and my hon. Friend the Economic Secretary to the Treasury is meeting a number of Members of Parliament to discuss it. The closure of banks is a commercial decision, but it is important that people, especially those in rural communities, have access to financial services.

Business of the House

Andrew Jones Excerpts

Thursday 16th January 2020 Commons Chamber

[Mr Rees-Mogg]

In my view, it is a basic principle of good government that people should know what taxes they are expected to pay, and that they should know them before the start of the financial year in which they may be expected to pay them. The review is taking place, and it will take place as quickly as it can be held. I think the hon. Lady is absolutely right to highlight the fundamental fairness that people should know their tax position.

[Andrew Jones (Harrogate and Knaresborough) (Con)]

There are communities and even large towns up and down our country where bank closures have left thousands of people without easy access to a bank or businesses unable to deposit their takings easily. The post office network is a part of the solution in maintaining access, but more can be done to help people and businesses—and in a way that is efficient and profitable for sub-postmasters. Please may we have a debate about what can be done to maintain access to financial services and the post office?

[Mr Rees-Mogg]

This is an issue of great concern to many communities, particularly rural communities where the provision of banking services and post office services has declined. It is important to ensure that the post office is able to help. Banking decisions are of course financial decisions for banking institutions, but banking institutions and all businesses do have a wider community responsibility as well. I suggest that an application for a Westminster Hall debate would be the right step in the first instance.