Housing: Long-term Plan

Debate between Simon Hoare and Tim Farron

Tuesday 9th February 2016 Commons Chamber

[Tim Farron]

The idea that the income and borrowing of a housing association is reduced and it can then therefore build more utterly beggars belief. That is not the experience of housing associations in Cumbria or those anywhere else that I have spoken to. I would be very keen to look at the Select Committee report and see the angle that those folks come from.

[Simon Hoare (North Dorset) (Con)]

I have had conversations with housing associations in my constituency, two of which are merging. Housing associations now face a challenge and an opportunity to scale up, make back room efficiencies and continue to drive delivery. That is what is going to happen. We are not going to see the terrible scenes that the hon. Gentleman seems to be suggesting. The housing associations are going to rise to the challenge, as evidenced by my hon. Friend the Member for Solihull (Julian Knight).

[Tim Farron]

The hon. Gentleman is basically saying, eloquently, that, despite the Government’s attack on housing associations, they will somehow muddle through. Many of them will, indeed, have to increase their efficiency; otherwise, people will be hit, including those in supported accommodation, young people who are attempting to get back on the straight and narrow after a difficult start in life, and people living in sheltered accommodation. Others will also be affected by the lack of investment resulting from the reduced income. Good, decent, responsible housing associations will not just sit and grump and sulk; they will make the best of things, but they will do that despite the Government, not because of them.

Housing and Planning Bill

Debate between Simon Hoare and Tim Farron

Tuesday 5th January 2016 Commons Chamber

[Tim Farron]

Indeed, and I have a great aspiration for the 1.6 million people in this country who are rotting on a social housing waiting list, and that number will grow larger as the years go on. I want to bring down house prices so that they are affordable to people, but this is a displacement proposal that will help better-off private renters and will not help a much larger number of people who are in a much worse situation.

[Simon Hoare]

Conservative Members would be very interested to hear the hon. Gentleman answer his own question. He told the House a moment ago that it is not solely—I think that was the phrase he used—supply and demand that affect the price of a house. What other things does he think add to it?

[Tim Farron]

I have already given my view on that—it is blindingly obvious, really. Supply and demand play a significant and critical part, which is one of the reasons I am very proud that my council in South Lakeland has already built 1,000 affordable homes and has plans to build another 5,000. Why do things other than supply and demand have an impact? The answer is that property is a clear investment and people with enough money will buy more than one. Indeed, my constituency is strewn with such properties.

In conclusion, my worry is that in 10 years’ time, the housing crisis will be even worse, with thousands of affordable homes having been sold off, some converted to buy-to-let properties and very few replaced, at the same time as waiting lists for homes soar and homelessness rises. Poor housing is a barrier to success in life, and that impacts not only on individuals, but on communities and wider society. That is why it is essential for families across Britain—and, indeed, for our economic ambitions as a country—that we ensure that everyone has a decent and affordable place to live in.

It is often said in polite society that the most stressful thing in life is moving home, because of the insecurity, the uncertainty and the cost. Well, welcome to the reality of everyday life for millions of people in Britain who do not, and cannot aspire to, own their own home. Millions of families live with the financial, psychological and emotional burdens that inadequate, insecure and unaffordable housing brings. The Bill deliberately misses the opportunity to help those people in order to settle old ideological scores and ride some pretty ropey old hobby horses. Doing nothing in the face of this housing crisis would be bad enough, but by actively promoting a Bill that will make the crisis worse, the Government are ensuring that their legacy will be scorned by the future generations that the Bill betrays.