Child Trust Funds: Children with Learning Disabilities

Debate between Lord Wolfson of Tredegar and Lord Wigley

Thursday 25th March 2021 Lords Chamber

[Lord Wolfson of Tredegar (Con)]

My Lords, my noble friend raises a very good point. I can assure Tammie and Hollie Squire that it is not a question of trust. It is, I am afraid, a question of law. The DWP benefits appointee scheme applies only to benefits from the state and does not extend or apply to an individual’s own assets. That legal position is governed by the Mental Capacity Act. I have to work within the confines of the Act, which is why I am working with the judiciary to make the legal route easier, cheaper and quicker.

[Lord Wigley (PC) [V]]

My Lords, I draw attention to my registered interest as vice-president of Mencap, which has been working with the MoJ on this issue. Can the Minister give the House an update on what progress the advisory group has made to date?

[Lord Wolfson of Tredegar (Con)]

My Lords, the advisory group has been meeting not only organisations in the third sector such as Mencap but the financial providers. We have looked at a number of legal and regulatory issues. We believe that the way through this is by working with the Court of Protection. Quite properly, judges control the court and that is the way through to resolving this long-standing problem.

Learning Disabilities: Child Trust Funds

Debate between Lord Wolfson of Tredegar and Lord Wigley

Thursday 11th February 2021 Lords Chamber

[Lord Wolfson of Tredegar (Con)]

My Lords, it is not for the Government to comment on the development of private sector proposals and the extent to which—and whether—they comply with the relevant legislation. We are working with all the financial trade bodies to ensure that parents and guardians of young people who do not have the required mental capacity to make the decision to access a child trust fund at age 18 are aware of both lasting powers of attorney and the important benefit of making an application to the Court of Protection before they reach 18 to avoid court fees.

[Lord Wigley (PC) [V]]

Does the Minister not accept that there is an urgency about this? Many families face huge administrative burdens and other pressures when their child reaches adulthood. Child trust funds can play an important part in helping with the transition, but accessing them should not become an additional burden, especially when relatively small sums of money are involved. Will he please commit to ensuring that families will be supported proactively in these circumstances —and do this with some urgency?

[Lord Wolfson of Tredegar (Con)]

My Lords, I can certainly commit to that: I have arranged meetings later this afternoon to that end, and I will take a personal involvement to ensure that all that can be done is done. I will also liaise with the President of the Family Division but I emphasise that, ultimately, court rules are a matter for the court, and there is a constitutional propriety that I have to maintain.