(1 month ago)
Lords ChamberThe noble Baroness is quite right to raise the issue of insurance premiums. Work has been going on to reduce those premiums for leaseholders. We have seen improvements for leaseholders who previously found themselves unable to sell or remortgage their homes, but we remain vigilant and will continue to hold the 10 major lenders to account, following their commitment to lend on properties even if the remediation is not yet complete.
My Lords, I draw the attention of the House to a family interest in a high-rise flat. Does the Minister accept that it is a matter not just of getting an agreement to starting dates on these schemes of remediation but of completion dates? Many schemes seem to be dragging on and on, and there will not be satisfaction in terms of safety reassurance or saleability until there is a much more stringent approach to the completion date of this necessary work.
(2 months, 3 weeks ago)
Lords ChamberThat was some of the worst practice that we have seen, and there has been a lot of media interest in this. I see, as probably we all do, people wrestling to download apps when there is no wifi, so that they can pay their parking charges. Both private parking trade associations have recognised this as an issue. They have worked collaboratively to take immediate steps to ensure that motorists no longer receive parking charges in that kind of scenario. This came into effect at the start of February. We welcome those steps taken by the industry, but there is still more to do.
My Lords, in her consultation, will the Minister ensure that she links up with the devolved Government in Cardiff? Many of these companies operate in England and in Wales. In Wales, some of the regulations may vary and they take no notice of them. Can she include that in any consultation?
I hope that anybody in Wales who is interested in this will contribute to the consultation. We want much better practice in these arrangements, across the United Kingdom. Any contributions to the consultation will be welcome.
(5 months, 1 week ago)
Lords ChamberMy Lords, the noble Lord makes an interesting point and I have had the great pleasure of working with him on various SIs and, in particular, on the Elections Act 2022. The Government will explore all options to ensure that we increase voter participation. We believe that, by building a strong foundation of democratic participation among young people, we will establish voting habits that continue as they grow older. It is about delivering long-lasting, positive consequences for our democracy and building an informed and engaged electorate for the future. In the meantime, we are working on these issues and will bring proposals to the House.
My Lords, on voter participation, does the Minister recognise that a gross disservice to democracy has been perpetrated by all political parties—I am afraid I include my own—that base their election canvassing on so-called voter modelling algorithms and social profiling? They aim at getting only identified party supporters to turn out and leaving other voters undisturbed. Is it any surprise that there is a cynicism towards politics? Will the Government give serious consideration to adopting the STV system, in which every vote counts, to encourage inclusivity in our democratic processes?
My Lords, there was a lot stacked in the noble Lord’s question, but he makes an interesting point. I single out that turnout at the 2024 general election was 59.7%, which was the lowest since 2001. It was 7.6 percentage points lower than in 2019, so there is an issue with increasing voter participation but also an apathy with politics. The Prime Minister was very determined, as he started his premiership, to make sure that we reach out across all parts of our electoral system to ensure that people feel confident to get involved and participate in the system.