My Lords, I am sure the Minister will agree that it would be highly desirable to extend the new state single pension to all pensioners if it can be done within the cost framework and the time limits available. However, does he agree that the new single simplified state pension will not only substantially tackle pensioner poverty but, equally important for the future, will mean that it is safe to save? It will lift people above means-testing, and therefore every penny of their savings will be enjoyed by future pensioners.
The noble Baroness is exactly right. Of course, that is what lies behind the Government’s proposals.
My Lords, it has been estimated that 80 per cent of the cuts will fall on women, because women receive most of the benefits that have been alluded to. Women receive the bulk of public services and fill the most posts in low-paid public sector jobs. How will the Government ensure in the forthcoming comprehensive spending review that there is fairness to low-paid, hard-working women?
The Government are very mindful of the point that the noble Baroness makes. That is part and parcel of the detail that the proposals will address.