(1 year ago)
Lords ChamberMy Lords, it is the turn of the noble Baroness, Lady Fox.
The noble Lord brings up business rates, as did my noble friend. As I said, I will draw this to the attention of the department. He also brings up the subject of whether we will legislate in any way to protect access to cash. The Government will consider carefully whether legislation is required. However, steps can be taken to safeguard access to cash, even without making changes to the law.
My Lords, Knaresborough in North Yorkshire used to have six banks. It is now to have no banks, and each time a bank moves, the cash machine is removed from that location. Can my noble friend speak to the banks and try to make sure that in future, when banks close in vital areas of that kind, some form of ATM or cash removal facility is nevertheless maintained by those organisations? We are relying on retailers such as the Co-op, with its garages, to provide facilities which ought still to be provided by the banks that are leaving.
My Lords, of course, bank branch closures are a commercial decision for banks. However, the Access to Banking Standard commits banks to inform customers of closures and options for continued access to banking services. The Lloyds Banking Group has announced that it will close 56 branches, but all are within half a mile of a post office, and 53 branches are also within 0.3 miles of a post office. That links in with the banking framework agreement with the Post Office, which allows 95% of business customers and 99% of personal banking customers to carry out everyday banking services at the 11,500 post offices across the country.
My Lords, the noble Lord is quite right about the importance of social prescribing—it can be felt right across the population, particularly in relation to mental health. I agree with my right honourable friend the Secretary of State about social prescribing; that is one of his top priorities. The noble Lord asked whether a meeting could be arranged with me, him and other interested parties. I will pass that request on to the Minister responsible so that they can have a useful conversation.
My Lords, it is acknowledged that yoga is very beneficial for mental health: it provides mindfulness, an ability to make better judgments, to relax, and to take decisions in a sensible and responsible way. In light of that, does my noble friend agree that yoga should now be made obligatory for Members of the House of Commons?
My Lords, my noble friend makes a very important point about the importance of yoga and the great benefits that it gives to everybody. I have unrolled my yoga mat in my office and am waiting for a lesson from my noble friend Lady Barran, who is a teacher of yoga.