Personal Injury Claims: Motor Vehicle Incidents

Debate between Lord Keen of Elie and Lord Campbell-Savours

Wednesday 1st March 2017 Lords Chamber

[Lord Keen of Elie]

My Lords, the way in which the discount rate is calculated will be examined with some degree of urgency. However, I do not accept that the discount rate will result in the inflation of the value of damages claims. It was designed originally to ensure that those claims would be properly calculated so that those who suffer life-changing injuries are properly compensated for the future.

[Lord Campbell-Savours (Lab)]

Does that mean that if the interest rate goes up, the discount rate goes up? I am only following the noble and learned Lord’s logic.

[Lord Keen of Elie]

The discount rate is related to the rate of return on government bonds, because there is an underlying assumption that those who receive large damages awards for future care will invest them in a very conservative manner, in bonds. Therefore, as the interest rate drops, so the discount rate will also drop.

National Identity Cards

Debate between Lord Keen of Elie and Lord Campbell-Savours

Tuesday 5th July 2016 Lords Chamber

[Lord Campbell-Savours]

To ask Her Majesty’s Government what consideration is being given to the benefits of introducing national identity cards in the United Kingdom.

[The Advocate-General for Scotland (Lord Keen of Elie) (Con)]

My Lords, the Government have no plans to introduce identity cards for British citizens.

[Lord Campbell-Savours (Lab)]

My Lords, with Brexit, increasing levels of immigration, concerns over international terrorism, personal security, fraud, voter registration and access to public services, do not advances in biometric detail data collection now give us a new opportunity to consider introducing identity cards? We need them now. We need them urgently. I believe that the majority of the British people want them. The Liberal Democrats can no longer block them. So why not have a rethink?

[Lord Keen of Elie]

My Lords, the Government’s focus is on enhancing the security of existing documents while at the same time recognising the direction of travel towards digital identities that may reduce the reliance on physical documents. Some 84% of UK citizens in this country hold a UK passport, the vast majority of which are biometric. Those who have immigration status in this country hold a biometric resident’s permit. It is not appropriate to sweep this away in favour of identity cards.