My Lords, the encouragement for small businesses is there. Our position is already to help small businesses. Of course, some small businesses, although not necessarily building a big number of houses, are making a major contribution.
My Lords, does my noble friend agree that in carrying out housing programmes it is very important to take into account two recent developments? First, following the Olympics, housing programmes should not infringe on sports grounds and, indeed, should make greater provision for sporting facilities. Secondly, steps should be taken to ensure that housing does not take place in areas that are liable to flooding.
My Lords, again, local authorities and their local plans need to take account of both those matters. It is certainly true that we hope to see the preservation of playing fields, and that the legacy of the Olympics is to be encouraged—exactly the point that my noble friend has made. Of course, it does not make sense, as we have seen recently, to build on flood plains if it is not necessary. However, that is a matter for local authorities’ judgment in terms of the amount of housing they need and where they need to put it.