Rent Arrears: Covid-19

Debate between Lord Greenhalgh and Lord Taylor of Goss Moor

Thursday 20th May 2021 Lords Chamber

[Lord Taylor of Goss Moor (LD) [V]]

Given that the number of tenants in arrears on low incomes who have been impacted by Covid has more than doubled, have the Government conducted an impact assessment of the change to allow evictions once more? If so, will they make that available to Members of the House?

[Lord Greenhalgh (Con)]

My Lords, we continue to survey this very carefully indeed. As I pointed out, although we have seen an increase, according to the survey, in the number of renters in arrears, the vast majority of them—some two-thirds—have arrears of no greater than two months.

Tower Blocks: Cladding

Debate between Lord Greenhalgh and Lord Taylor of Goss Moor

Wednesday 12th May 2021 Lords Chamber

[Lord Greenhalgh (Con)]

My Lords, I note the point that has been made, but it is interesting to note that, four years after Grenfell, two authorities are still discovering the existence potentially of additional buildings with aluminium composite material. Those audits are being conducted by Sheffield, which is looking at nine buildings, and Tower Hamlets, which is looking at a further six. The discovery of ACM-cladded high-rises four years after Grenfell is also a matter that is, frankly, beyond the Government’s control.

[Lord Taylor of Goss Moor (LD) [V]]

The Minister says that it is beyond the Government’s control, but, of course, safety is a matter for building regulations set by government and inspected by building regulators. It is not the fault or responsibility of leaseholders. It is a great mistake to assume that because one fire was caused by cladding there are not other issues that need remediation. Why are the Government refusing support for those where the inspections now taking place show that the cavity blocks behind the insulation are the problem and not the insulation itself? So the same system is in place but with a different fault—yet it is a fault none the less and they are being refused support.

[Lord Greenhalgh (Con)]

My Lords, it is very clear from our independent expert advice that the greatest risk in terms of fire safety is the cladding system that accelerates the spread of fire. It is clear that there are other defects, such as internal compartmentation, that are designed to stop the spread of fire, so our focus is to remove the riskiest element to ensure that we protect people’s lives.

Levelling Up

Debate between Lord Greenhalgh and Lord Taylor of Goss Moor

Thursday 18th March 2021 Lords Chamber

[Lord Greenhalgh (Con)]

My Lords, the Government recognise the need to deal with the wider issues around the levelling-up agenda. I have pointed to the national infrastructure strategy, which is putting some £27 billion towards issues such as the zero-carbon agenda, transport infrastructure and, importantly, digital connectivity and infrastructure.

[Lord Taylor of Goss Moor (LD) [V]]

My Lords, Cornwall is in complete shock. Until last year, we were regarded as one of the poorest places in the whole country, with incomes 25% below the national average and 17 areas in the bottom 10% of the index of multiple deprivation. Miraculously, in the new index, we appear to be as rich as Bath, which is in the top 25% in the UK. Can the Minister explain how this algorithm can possibly be correct, or is this not actually, quite clearly, an error as poor as the algorithms used for last year’s exams?

[Lord Greenhalgh (Con)]

I have attempted to explain several times that, as opposed to the index of multiple deprivation, the metrics of the levelling-up fund focus on productivity, unemployment, skills and transport. Its approach is to improve, in particular, transport infrastructure and other capital projects, as opposed to general deprivation levels.

Rough Sleeping

Debate between Lord Greenhalgh and Lord Taylor of Goss Moor

Tuesday 2nd March 2021 Lords Chamber

[Lord Greenhalgh (Con)]

My Lords, the JCVI has set the overall framework for vaccination, and there is, by definition, a queue in terms of relative vulnerability and when people are called to be vaccinated. Of course, as part of that it is important that rough sleepers are registered with their GP. Therefore, we have been working closely with local authorities—backed up by £10 million of funding—to ensure that rough sleepers are registered with GPs so that they get the vaccination when it is offered.

[Lord Taylor of Goss Moor (LD) [V]]

My Lords, we should not be too self-congratulatory about what has happened, bearing in mind that the number of people sleeping rough on our streets is still more than 50% higher than it was a decade ago. The action around Covid has shown that taking direct action can get people off the streets. It is notable that most of those coming on to the streets are not returning but are coming on for the first time. Charities such as Crisis are warning of an imminent peak, however, as special measures, such as housing benefit increases and the temporary ban on evictions, end. Does the Minister agree that there is a real risk of a new peak in rough sleeping? What specific action will the Government take to replace these schemes, which clearly cannot continue for ever, to address this issue?

[Lord Greenhalgh (Con)]

My Lords, I recognise the risk of a cliff edge given the level of support from the Government during the Covid-19 pandemic. An important plank of the support for people at risk of homelessness is the uplift in the local housing allowance, and there has been a commitment to maintain that at the same level in cash terms. In addition, we have seen increases in universal credit and working tax credit of up to £1,040 for the year. Of course, it is a matter for the Chancellor to decide how that continues as he makes his comments in the Budget.

Building Safety

Debate between Lord Greenhalgh and Lord Taylor of Goss Moor

Monday 22nd February 2021 Lords Chamber

[Lord Greenhalgh (Con)]

I did refer to the fact that other building safety issues, beyond the external cladding system, were breaks on whether a fire continues to spread—they are not accelerants. The scope of our intervention is designed to deal with the biggest contributor to the life safety risk. We would look to building owners to step up where possible and help with the remediation of faulty building works. We have focused the additional grant funding on precisely that which is going to protect and save lives.

[Lord Taylor of Goss Moor (LD) [V]]

My Lords, it is certainly welcome that the Government have taken action on properties over 18 metres, but the great majority of tenants are in properties under that height. I refer to my declared interests, primarily that I am a former chair of the National Housing Federation, which represents housing providers. It has huge numbers of tenants who have bought shared ownership properties, who are not well off and are currently in enormous difficulties. This is because, despite what has been said by the Government and RICS about EWS1 inspections and the flexibility around them, lenders are continuing to insist on EWS1 inspections in practice. These home owners are not well off, and inspections everywhere are getting valuations of £0, serious delays and uncertainty. Will the Minister speak to lenders about resolving this issue? Would he also accept that a bill of £50 a month is unaffordable for those in shared ownership, given that the reason they are in these properties in the first place is that they are not able to afford a home otherwise?

[Lord Greenhalgh (Con)]

My Lords, we have spoken to lenders and there were positive statements by Barclays and the chief executive of Nationwide in the announcements. They welcomed this and recognised that the additional £3.5 billion helps to provide certainty, admittedly in high rises. The financing scheme remains open to all, both social sector and private sector leaseholders, to ensure that they would not have to pay more than £50 a month towards the remediation of unsafe cladding. In the round, the announcements we have made will give confidence to the market to be more sensible on valuation in future, I hope.

Covid-19 Secure Marshals

Debate between Lord Greenhalgh and Lord Taylor of Goss Moor

Tuesday 15th September 2020 Lords Chamber

[Lord Greenhalgh (Con)]

Many councils across the country already use marshals to keep the public safe. We have worked closely with councils throughout the pandemic and continue to be in close contact with them. We have been clear—and I have been clear—that we will provide more detail on funding in due course.

[Lord Taylor of Goss Moor (LD) [V]]

My Lords, with the Home Secretary saying today that two families meeting in the street cannot even say “Hello” to each other, does the Minister really think that the intervention of marshals will be publicly acceptable? What will the Government do to ensure that they are properly trained to behave appropriately and deal with people who may be very aggressive in response?

[Lord Greenhalgh (Con)]

We have already seen the successful deployment of marshals to support the public in following the guidelines in a friendly way. Their responsibilities have included directing pedestrians, providing information, cleaning touchpoints, preventing mixing between groups and being a point of contact for information on government guidelines.

Covid-19: Housing

Debate between Lord Greenhalgh and Lord Taylor of Goss Moor

Monday 18th May 2020 Lords Chamber

[Lord Greenhalgh]

I will write to the noble Baroness about the mortgage holiday situation. I am not aware that a decision has been taken, but we are looking into it at the moment.

[Lord Taylor of Goss Moor (LD)]

My Lords, I draw attention to my interests in housing and development, as set out in the register. It is critically important that we remember that, no matter what disruption Covid may cause in the housing sector in the short run, the young people who have been priced out of homes are still there. Whether they rent or buy in the future, they need a place to live. That pressure will begin again as soon as we see the lockdown end. Can the Minister make it clear that this is not just for the construction industry? It is also for local authorities to continue with their local plan processes to ensure that we deliver the homes that are needed and to ensure that those homes are of the highest quality and with the best quality place making. Local plan progress is critical to that.