(3 years ago)
Lords ChamberI know that is why the question has been asked, but it is simply not the case. Levelling up is around infrastructure—digital infra- structure, heavy infrastructure, transportation systems and the things that will bind this country together. I have a briefing today about the community renewal fund, which is the precursor to the UK shared prosperity fund. This is not about the politics you saw in Tammany Hall in New York; this is sensible stuff that aims to level up this country.
My Lords, who administers the community renewal fund and how is it financed?
The UK community renewal fund will ultimately be financed by the taxpayer, although it is the successor to the EU structural funds. It is important to test things out with the community renewal fund, so that we get it right when we introduce the shared prosperity fund, which will be worth over £2.6 billion over the next three years.
(3 years, 1 month ago)
Lords ChamberMy Lords, we recognise that there are considerable challenges in decarbonising our homes. I made a commitment that we will work together to help housing associations address those challenges.
My Lords, by how much is it estimated that the cost of energy will increase for identified UK user groups as the result of achieving net zero?
Price and bill impact will depend on electricity market developments and consumption patterns. Policies that improve energy efficiency of homes will reduce bills and benefit fuel-poor households. My noble friend will be pleased to know that we expect wholesale prices under a renewable-based electricity system to be lower than our current one, which is based on fossil fuels.
(3 years, 2 months ago)
Lords ChamberMy Lords, I am not able to go any further but I know that the final code is ready, and that is a springboard to action. I am looking forward to engaging with the noble Baroness in due course.
I congratulate the noble Lord, Lord Best, and his working group on a most thorough report. In its 56 pages, it makes recommendations on a model for an independent property agent regulator, for a single mandatory and legally enforceable code of practice for property agents, and on clarifying processes and charges for leaseholders. Do the Government have any material criticisms of the report to date?
My noble friend should note that the Government welcome the final report of the independent Regulation of Property Agents Working Group, chaired by the noble Lord, Lord Best. The Government have been clear about the need to raise professionalism and standards among property agents, which is why we tasked a group of experts from across industry, led by our highly experienced chair, to advise on the best way to secure this objective. The working group’s report and recommendations are an important development towards ensuring that all consumers are treated fairly and all agents work to the same high standards.
(3 years, 2 months ago)
Lords ChamberMy Lords, the Government remain committed to devolution. On the levelling-up agenda and fund, it is quite clear that, where that money is spent in Wales, Scotland and Northern Ireland, we will have effective engagement and work closely with stakeholders to build on existing spending, using the economies of scale that we can achieve through expenditure at the United Kingdom level.
Can the Minister please summarise what, if any, are the important differences between the Dunlop review’s recommendation for a new Cabinet post, a Secretary of State for intergovernmental and constitutional affairs, and the ministerial post created by the Government of Minister for Intergovernmental Relations?
I thank my noble friend for wanting that clarity. Day-to-day responsibility for constitutional integrity falls to the Minister for Intergovernmental Relations. Individual Secretaries of State also have a critical role in representing the distinctive voices and interests of Scotland, Wales and Northern Ireland in Whitehall and the Cabinet; in representing the UK Government in Scotland, Wales and Northern Ireland; and in co-ordinating the UK Government’s work with the devolved Governments to deliver for all citizens of the United Kingdom.
(3 years, 3 months ago)
Lords ChamberMy Lords, my travel schedule is changing with every question. I have not been to Worcestershire; I am very happy to take in a visit to see the delights of that county ground, particularly over a delightful English summer. Of course, the Government recognise that historic counties are a very important part of our identity and need to be promoted wherever possible.
I support my noble friend Lord Lexden’s request. County boundaries have been changed in the past, particularly by the Heath Government, but mercifully were restored subsequently. However, there can be some case to amend boundaries largely to accommodate urban population developments. I suggest that county boundaries might be reviewed every 25 years to check whether the growth in urban areas within them needs to be addressed.
(3 years, 5 months ago)
Lords ChamberMy Lords, I am delighted that all these ideas are being floated on how we should support and organise the funding of local government. As I said, the Government have put that on hold, and we are looking at bringing forward measures as part of the spending review.
My Lords, there is a clear rationale for introducing higher-rate council tax bands. The gap between the top and bottom bands is ludicrously small compared with the value of the premises. I ask the Government to consider reviewing the whole territory of property taxation and introducing a new, fairer tax covering property—commercial and residential.
I thank my noble friend. He joins the chorus of people calling for new bands and a reform of the council tax system, but, as I have said, we do not intend to bring in new bands. Plans around local government finance reform have been put on hold and will be carried forward as part of the spending review.
(3 years, 5 months ago)
Lords ChamberMy Lords, I think we are straying a little away from the original Question, which was about external wall systems and the need for a certificate to ensure that lenders have the information they need to lend. As I said in answer to the previous question, for 50% of those who make mortgage applications, an EWS1 form is in place, and we continue to take a number of measures and steps to make the provision of an EWS1 form easier.
My Lords, EWS1 requirements have become an overreaction to the Grenfell Tower tragedy, particularly their application to multi-occupancy blocks and buildings below 18 metres. Fear of being sued has limited the availability of required professional assessors, the amount of insurance the insurance industry is willing to provide to the professionals involved, and financial organisations’ willingness to lend. It has ultimately killed the market in leases. Will the Government consider effectively reducing and rationalising the requirements of EWS1 and providing insurance cover for the professionals involved?
My noble friend will be pleased to know that we have announced our intention to provide a scheme that enables professionals who carry out EWS1 to have sufficient professional indemnity insurance cover. We are also engaging with the Building Societies Association, UK Finance and the major banks so that they look at other forms: for instance, an updated fire risk assessment or, for buildings constructed after 2018—post Grenfell—sign-off from a building control inspector. There are lenders that have led the way on this by taking a more proportionate approach in not always requiring an EWS1 certificate.
(3 years, 6 months ago)
Lords ChamberMy Lords, we agree that it is precisely that which has required a collaborative approach that landlords and tenants can work through to find practical solutions and ensure wider pet ownership in the private rented sector.
My Lords, I much agree with the comments of the noble Lord, Lord Berkeley of Knighton, and the noble Lord, Lord Singh. It is very important, particularly for single older people, to be able to have a pet. Some ideas to perhaps consider are that, if landlords could render a modest additional rental for pets, it might be more attractive to them, and it might be worthwhile requiring insurance policies to be taken out by tenants. It might also be an idea to have a system of interviewing tenants and choosing tenants who seem to be responsible with regard to pets.
My Lords, I thank my noble friend for coming up with practical suggestions for how tenants and landlords could work together to ensure wider pet ownership. It is of course for the landlord to consider each case on its merits.
(3 years, 6 months ago)
Lords ChamberMy Lords, the Government are committed to ensuring that we build back fairer and to improving the relationship between landlords and tenants. We will certainly consider the policy ideas put forward by Generation Rent as part of our commitment to that reform.
My Lords, I am advised that, in the two years since its launch, the Government’s database to keep track of rogue landlords contains only 21 names so far, submitted by 15 local authorities, despite the Government’s estimate that there are as many as 10,500. What reforms are the Government therefore proposing for a more realistic approach to identifying rogue landlords? Further, do they have any plans for a national rogue tenant database?
I thank my noble friend but the latest data shows that the figure is slightly higher than that: there are 43 entries by 26 local authorities. However, we will consider what we can do to improve access to the database. We currently have no plans to introduce a national tenants database. There are a number of measures we can put in place, such as the referencing scheme, which we think are sufficient.
(3 years, 7 months ago)
Lords ChamberMy Lords, is there evidence that property management companies are more effective than leaseholders in managing the upkeep of communal areas? Does there need to be the same redress route if the freeholder also acts as the property manager? Can the Minister advise whether the Government intend to bring forward legislation to extend the requirement of membership of redress schemes to freeholders where no managing agent is employed?
My noble friend will know that there are various reasons leaseholders may exercise the right to manage, and the Government are committed to simplifying the process. I point out that many right-to-manage companies choose to employ a managing agent. In response to his second point, the Government intend to require freeholders of leasehold properties who do not employ a managing agent to join a redress scheme, and we will bring forward legislation when parliamentary time allows.
(3 years, 9 months ago)
Lords ChamberMy Lords, I join the noble Lord in condemning any situation where money is lent in a way that does not secure the amount that has been lent, resulting in taxpayers being out of pocket. We recognise the importance of carrying out the recommendations that were outlined in the public interest report and will monitor the situation and see how things progress.
What lessons can be learned from the Northampton Town Football Club case and what steps, if any, should the Government take to ensure that all councils have rigorous procedures for protecting and safeguarding public funds?
My Lords, there is a trend towards an increasing reliance on commercial income as a way of balancing the books. Therefore, the Government are doing two things. We are undertaking a complete review of the prudential framework that governs loans of this nature, and the Public Works Loans Board has changed the lending conditions to ensure that local authorities cannot take on debt as a way of pursuing commercial income.
(3 years, 11 months ago)
Lords ChamberMy Lords, I declare an interest as the grandson of a Methodist minister, and I commend what Methodists have done, but I am in fact a Roman Catholic. None the less, faith communities have stepped forward and helped considerably during this time, and the Government will continue to think about ways in which we can partner with faith communities.
My Lords, what criteria might the noble Lord propose should apply to qualify for financial support by religious groups?
(4 years, 2 months ago)
Lords ChamberMy Lords, we all understand why the Government are seeking protection for renters affected by Covid-19. As others have mentioned, should there not also be some form of protection for landlords suffering as a result of Covid-19? A lot of landlords are elderly people and their source of income may be the rental from one property. We have to look at both renters and those who are renting.
My Lords, we are seeking to get this balance right. I thank my noble friend for raising the importance of protecting the interests of landlords in the relationship between landlord and tenant.