Post Offices: Cash Withdrawal Services

Debate between Lord Duncan of Springbank and Viscount Brookeborough

Tuesday 22nd October 2019 Lords Chamber

[Lord Duncan of Springbank]

I can assure the noble Lord that this is, indeed, in progress.

[Viscount Brookeborough (CB)]

My Lords, is the Minister aware that we inquired into this subject in our report on financial exclusion a couple of years ago? When faced with the question of closing banks, the banks virtually unanimously said, “We consult widely”. We did not find one single branch that had been left open as a result of consultation. They are merely ticking boxes. They then faced us with the fact that the post offices would take on their business, and now they are withdrawing it. As much as we condemn it here, we have to do more than that. The banks are letting communities down and it is no good simply condemning them. Will the Government not take some action that forces them to be part of our communities?

[Lord Duncan of Springbank]

The noble Viscount is right: a consultation matters only if its results are taken forward. I will reflect carefully on what he has said. I believe there is an obligation that should fall on banks to respect their customers and treat them with the decency they deserve.

Northern Ireland Finances

Debate between Lord Duncan of Springbank and Viscount Brookeborough

Tuesday 13th March 2018 Lords Chamber

[Lord Duncan of Springbank]

The noble Lord, Lord Empey, has made three useful points. I note again that the noble Lord, Lord Maginnis, spoke about the fact that there are a number of architects of the Belfast agreement in your Lordships’ House—although in some respects they are not architects but mechanics. We have not built an edifice that just has to stand; it is an engine that has to work.

In response to the third point raised by the noble Lord, Lord Empey, we have an open mind and we need to think afresh about anything that can help us to move this matter forward. Of course, we recognise that we are facilitators of the dialogue. We cannot insist on or thrust forward what we wish to see happen—but we hope that, by providing a safe space in which to negotiate, we can bring it about.

In response to the noble Lord’s first question, the confidence and supply component of the budget will be dealt with as part of the overall allocation. As I said in response to the noble Lord, Lord Murphy, that is imminent—so I hope we will be in a position to discuss that seriously very soon.

With regard to the wider question of boilers and the RHI scheme, I stress again that my right honourable friend the Secretary of State for Northern Ireland is very aware of the challenges that it represents and will be very careful in taking the matter forward.

[Viscount Brookeborough (CB)]

My Lords, perhaps I may ask a question about the policing or Department of Justice budget, which may be £36 million. How much of that will go to front-line policing, bearing in mind what the noble Lord, Lord Empey, said about the various problems with filling a void? There is another point. Policing is not just about crime that is being committed today and nor is it just about terrorism; it affects every community and every person. The fear of crime is a very big issue—but I do not mean simply that individuals are afraid of crime. It is the Government’s responsibility to protect the community. Without a doubt, the level of resources for policing has gone down and that adds to the feeling of hopelessness in the community: “We have not got an Executive—and sometimes local policing is not very effective”. We used to have a lot of community policing, which was all part of the Patten proposals—I declare an interest in that I was on the Northern Ireland Policing Board at the time—but we really do not have that now. We have mobile police stations, but that is not community policing. It is not keeping your finger on everything and it does not reassure the population. The lack of certainty from a government point of view has a very big effect on people’s outlook.

[Lord Duncan of Springbank]

The noble Viscount, Lord Brookeborough, makes an almost philosophical point about the purpose of a police force and about the fear of crime. In many respects, the best possible police force is the one that you never see because you never need to, as it works so effectively that you are safe, secure and sound without ever seeing any intervention. I stress again that my right honourable friend the Secretary of State for Northern Ireland is very aware of this challenge. I do not know the answer to the noble Viscount’s specific question; if he will forgive me, I will write to him setting out the proportion of the police budget that is for front-line services.