(6 months ago)
Lords ChamberMy Lords, the noble Lord, Lord Campbell-Savours, is participating remotely.
My Lords, why do we not just stop housebuilding on the flood plain, when it is quite clear that we have increased flooding due to climate change? The expense of Flood Re settlements can only rise, with the already battered wider insurance market paying higher and higher premiums. Surely the answer is to ignore the pressure from developers for planning permission on flood plains, and sensitively to take more green-belt land—or is it that the developers have some undue influence on government?
The issue relating to flooding is not so much where we build our houses but how we build them. Historically, there have been some real challenges putting the right defences in place when houses have been built on flood plains. The reality is that if we banned any housebuilding on any flood plains, we would build very few houses going forward.