Flood Insurance

Debate between Lord Benyon and Nick Gibb

Tuesday 26th March 2013 Commons Chamber

[The Parliamentary Under-Secretary of State for Environment, Food and Rural Affairs (Richard Benyon)]

I echo the plaudits given by Members on both sides of the House to my hon. Friend the Member for Esher and Walton (Mr Raab) for securing this debate and to the Backbench Business Committee for agreeing to it.

I say from the start that, yes, the Government are in arduous and urgent negotiations with the insurance industry. We recognise that the Government’s first and primary role is to tackle risk by building flood defences. We are doing that, and I will talk about it later. We must get a good deal for the taxpayer and policyholders and, frankly, a better deal than the statement of principles. Therefore, insurance must be available and affordable, without adding to bills. We are not yet in a position to make an announcement that we have a value for money, deliverable solution and one that is legal within the constraints of state aid, but I can assure hon. Members that we are working extremely hard to achieve that.

[Mr Gibb]

The Minister has been assiduous on this issue, and we are looking forward to seeing him in Pagham in my constituency in late April. Will he be able to make an announcement on this issue before 30 June?

[Richard Benyon]

I hope that we will be able to do so, and I will give more details on that later. I am looking forward to meeting my hon. Friend’s constituents and to understanding the daily threats that they live with.

Let us be clear: the availability and affordability of home insurance in flood-risk areas beyond the expiry of the statement of principles on 30 June are vital for hon. Members and the Government, and I firmly support the motion.

Flooding has a significant and long-lasting impact on local communities, which I have seen first hand in my constituency. The availability of home insurance in flood-risk areas provides important financial protection and peace of mind to such communities. The Government remain committed to ongoing negotiations with the insurance industry and others on what replaces the statement of principles agreement. We want to find a solution that ensures the availability and affordability of flood insurance and will endeavour to continue working with the industry towards that goal.

Oral Answers to Questions

Debate between Lord Benyon and Nick Gibb

Thursday 7th March 2013 Commons Chamber

[Richard Benyon]

That old chestnut must be laid to rest. In cash terms, we are spending roughly the same in this comprehensive spending review period as the hon. Gentleman’s party spent in the last one. His Chancellor, in his last Budget statement, announced 50% cuts in capital budgets for Departments such as mine. The hon. Gentleman cannot come here and try to compare apples with pears. Labour Members must move on from this, and understand that we are doing what we need to do in very difficult financial circumstances.

[Mr Nick Gibb (Bognor Regis and Littlehampton) (Con)]

In February, the Minister announced £10.8 million of capital to upgrade the tidal defences on the east bank of the River Arun in Littlehampton, in my constituency. That is a welcome decision, which demonstrates the Government’s commitment to building new flood defences, but it is not time for the insurance industry to match that commitment by agreeing to a replacement for the flood insurance statement of principles, which expires in June this year?

[Richard Benyon]

I congratulate my hon. Friend on the excellent work that he did in drawing attention to the needs of the people of Littlehampton following the floods that they suffered so recently. We are working at a very fast tempo at the highest levels of Government to try to achieve an agreement which will massively improve on the statement of principles, which first does not cover every home and secondly contains nothing about affordability. We want a better system for the future.

Oral Answers to Questions

Debate between Lord Benyon and Nick Gibb

Thursday 24th January 2013 Commons Chamber

[Richard Benyon]

The hon. Lady will be aware that a long-established scheme, the Bellwin scheme, is there to assist local authorities when their recovery costs rise above a particular threshold. I understand that a number of authorities got some funding over 2012 and some did not. I want to work with her and others to ensure that where we can help, we are doing so, and that there is a co-ordinated response to these devastating flood incidents. Nearly 8,000 properties were flooded in 2012, and we want to make sure we are doing everything we can to help them.

[Mr Nick Gibb (Bognor Regis and Littlehampton) (Con)]

Hundreds of homes were badly flooded in my constituency last June, following a freak 36-hour rainstorm. Thousands of my constituents now face problems with flood insurance; I am told of excesses in the tens of thousands of pounds. May I emphasise to my hon. Friend, in his negotiations with the insurance industry and others, the importance to my constituents of finding a replacement for the flood insurance statement of principles as a matter of urgency?

Oral Answers to Questions

Debate between Lord Benyon and Nick Gibb

Thursday 25th October 2012 Commons Chamber

[Mr Gibb]

I do not know how well my hon. Friend knows the West Sussex coast, and the Pagham coast in particular, but over the past few years, a build-up of shingle and sand, known as a spit, has developed at the mouth of the Pagham harbour nature reserve. That spit is causing scouring of the beach through the action of the waves and the seawater trying to escape, and that is eroding the beach by up to several metres a year and beginning to put people’s homes at risk. One solution would be to carve a channel through the spit, but both the Environment Agency and Natural England are resisting that approach. Will the Minister come to Pagham so that I can show him at first hand the problem we are facing?

[Richard Benyon]

I had a premonition that Pagham might be mentioned, and therefore yesterday at some length I consulted Natural England and the Environment Agency. They assured me that there are no environmental reasons why solutions cannot be found on that part of the coast; I know that the coastline is extremely dynamic in that part of the country. I am keen to assist my hon. Friend, and I would gladly make such a visit if that would ensure that local people’s fears were allayed, and so that nothing done by any Government agency will be taken as a measure that puts people’s homes more at risk.