May I start by wishing my noble friend a happy birthday? I shall certainly take his comments back. He raises an important point about the Post Office situation and I shall take it back to my colleagues in another department.
What is the Government’s estimate of the total number of beneficiaries of this welcome change? What will happen to those who, alas, are deceased before this comes into operation?
The noble Lord makes two important points. First, we estimate that around 380 people will be eligible for this scheme. Secondly, for those who do not apply and would be eligible but subsequently pass away, their descendants would not be entitled to it. However, if a potential beneficiary made an application and then sadly passed away during the process, the money would be paid out to their estate.