Debates between Baroness Laing of Elderslie and Richard Graham during the 2010-2015 Parliament

Cyber-security

Debate between Baroness Laing of Elderslie and Richard Graham
Tuesday 24th March 2015

(9 years, 8 months ago)

Commons Chamber
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Baroness Laing of Elderslie Portrait Madam Deputy Speaker (Mrs Eleanor Laing)
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The prize for patience goes to Mr Richard Graham.

Richard Graham Portrait Richard Graham
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Thank you, Madam Deputy Speaker.

I congratulate the Minister for the Cabinet Office on both his statement and his strong commitment to a quiet revolution on our nation’s understanding of, and support for, the cyber-industry. My right hon. Friend knows the important cluster in Worcestershire and Gloucestershire, which now includes the future training centre rightly mentioned by my hon. Friend the Member for Stroud (Neil Carmichael). Does my right hon. Friend agree that places such as the new cyber-centre in Gloucester, led by Raytheon with innovative partners employing between 9,000 and 90,000 employees, should encourage local universities such as the university of Gloucestershire to play an important role in developing appropriate courses for future skills in this sector?

Apprenticeships

Debate between Baroness Laing of Elderslie and Richard Graham
Wednesday 4th February 2015

(9 years, 9 months ago)

Commons Chamber
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Baroness Laing of Elderslie Portrait Madam Deputy Speaker (Mrs Eleanor Laing)
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Order. The hon. Gentleman has already made many interventions. I am sorry, but we are at the end of this debate.

Richard Graham Portrait Richard Graham
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I think my hon. Friend was going to make the point that it is important that we lead by example and employ our own apprentices wherever possible.

The shadow Business Secretary went on to talk, with an element of derision, about the number of apprentices over 60 who have started since this Government came into power. I hope that my older constituents, Age UK and others will have noted that point carefully. In fact, he offended almost everybody I can imagine, including all the businesses, training colleges, councils and the NHS in Gloucester that have taken on apprenticeships in the past five years and have done so much to give the opportunities to young people that all of us across this House surely agree is incredibly important. In a sense, his final words rather summed up his speech. He finished by saying that he will be voting Labour. Well, I am delighted for the Leader of the Opposition that he has the vote of his shadow Business Secretary, but if that is the summary of his party’s strategy, it is pretty disappointing. We heard nothing about the opportunities to widen apprenticeships into more sectors, including nursing; the opportunities from the pilot scheme the Government have run to let employers take control of their training funds; and the ways in which the guilds can offer apprenticeships. There were many things that could and should have been covered today, and it is a great disappointment that they were not. I will certainly not be voting for this motion, but I do agree wholeheartedly with all the Members of this House who support apprenticeships and want to see more of them.

Cost of Living

Debate between Baroness Laing of Elderslie and Richard Graham
Wednesday 27th November 2013

(10 years, 12 months ago)

Commons Chamber
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Baroness Laing of Elderslie Portrait Madam Deputy Speaker (Mrs Eleanor Laing)
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Order. The House cannot hear the Minister. If hon. Members want to argue with him, they must hear what he has to say first.

Pensions Bill

Debate between Baroness Laing of Elderslie and Richard Graham
Tuesday 29th October 2013

(11 years ago)

Commons Chamber
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Baroness Laing of Elderslie Portrait Madam Deputy Speaker (Mrs Laing)
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Order. We are straying somewhat from the amendments and new clauses before us. If there is a difference of opinion, it will have to remain as such. I urge hon. Gentlemen on both sides of the Chamber please to stick to the points before us on private pensions.

Richard Graham Portrait Richard Graham
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I welcome your advice, Madam Deputy Speaker.

Before the shadow Minister intervened, I had been referring to scale. I touched briefly on the fact that size is not everything when it comes to the management of pension funds, as with so much else in life, Madam Deputy Speaker. In order not to delay you further on that point, I will move swiftly on to annuities.

Annuities matter. We are in a new world, as the Minister said, because we are living longer and we need more options. There is more to annuities than simply a need for more competition, choice and help, although that is important and the code of conduct from the Association of British Insurers is a promising start. I agree with the Minister, though, that we should go further. At the heart of the matter is transferability—being able to trade annuities at different periods of life when different circumstances crop up and when there is different pricing in the marketplace. What we certainly do not want is a single product solution. I was lobbied heavily at the Conservative party conference by an annuity provider who was keen to impress on me the importance and relevance of their single product solution, but my instinct—I hope that the Minister is with me on this—is that such solutions are precisely what we do not need in the world of annuities.

Those were the six main points I wanted to cover—auto-enrolment, small pots, aggregators, charges, scale and annuities—and I have done so in about seven minutes. There is no need to go on for much longer, but I will try to bring my speech to some sort of rounded conclusion by asking the Minister to note three queries that constituents have raised with me.

The first query, which I think is important for Members across the House, relates to bereavement support payment. It is clearly an emotional issue, as all families who have had to deal with tragedy will understand, particularly when it comes to bereaved children. Winston’s Wish is a charity headquartered in the constituency of the hon. Member for Cheltenham (Martin Horwood), but it has a significant presence in mine. It has made a number of points, not all of which I agree with, but one is that the tax status of bereavement support payment is slightly unclear. I would be grateful if the Minister could say more about that and whether it will be tax-free, because that would be hugely appreciated. Given that the trend of his proposals on bereavement support payment is effectively to increase the amount of money but have it paid for a shorter time, having that payment tax-free would be hugely helpful for families affected. There is a second point from Winston’s Wish that I want to raise with the Minister. I understand that unmarried partners are currently ineligible for BSP, so perhaps he will confirm whether people in civil partnerships are eligible.

The second query from a constituent relates to changes to occupational schemes, which my constituent believes can be done under the Bill without agreement from either members or trustees; currently trustees would have to approve it. My instinct is that long-standing defined benefit schemes, such as that of the major nuclear power operator headquartered in Barnwood in my constituency—formerly British Energy but now EDF Energy—are most unlikely to close without any form of consultation or discussion with members or trustees, but I would be grateful if the Minister would comment on that.