Social Housing Bill [HL]

Debate between Baroness Wheeler and Baroness O'Neill of Bexley

2nd reading
Monday 1st June 2026 Lords Chamber

[Baroness O'Neill of Bexley (Con)]

My Lords, I remind noble Lords of my registered interests, that I was a previous leader and councillor for the London Borough of Bexley and vice-president of London Councils, and that I have had involvement in the Local Government Association.

I must admit that when I heard the title of this Bill, I was really quite intrigued, as in my opinion there are so many avenues it could have gone down. But for a Government who say that they want to solve the housing crisis, I was so disappointed when I read that the main focus seemed to be about the right to buy. To put that into context, I grew up on a council estate in Lewisham, in the very early days of the right-to-buy scheme. I recall the aspirational conversations of my parents and their peers that this was their opportunity to own their own homes. That discussion was not about making profits; they fully intended to remain in those homes in which they were raising their families. None of them was high earning, but they were prepared for mortgages and taking responsibility for their home and improving it.

I am sure that many from that time will recall that the first thing the majority of those people did was to change the front door—and did we not all recognise that when canvassing, years later? But it was not just the front doors, as they also had a sense of pride in their surroundings and put many hours into helping with the maintenance of the area, as my noble friend Lord Young of Cookham referenced earlier. The other thing it did was to give them independence, as my noble friend Lady Coffey referenced, so that as they got older and circumstances changed, there were options and the possibility of moving to more appropriate accommodation to ensure that they could continue to live independent lives. That probably saved a lot in social care support that we will never recognise.

Noble Lords will not be surprised to know that I am a supporter of the right-to-buy policy. For every story you will hear of people making profits and being greedy, we should not forget the reality of the majority of people who remained in the property, and intended to continue to do so. However, given that the Bill is supposed to be about delivering on the Government’s manifesto to prioritise the building of new social rented houses and to better protect existing stock, there seem to be a number of important aspects missing, as my noble friend Lady Scott referenced earlier.

The first one, from my perspective, is about making sure that social housing is being used by those for whom it was intended. I vividly recall a conversation with a local housing association when we were embarking on a large regeneration scheme in Bexley, when I asked how it could be sure that the people living in the properties were who they thought they were. I am afraid that digital communications and electronic banking have ended the days of the rent man calling regularly and seeing the tenants, which has meant that the system is open to abuse; the “key job”, where social housing can be sublet, is a very real risk. The man from the local housing association looked at me as if I had two heads at the time, but once the work started in earnest to establish decant need, he admitted that I was right and he was amazed at what they found.

The second aspect is the council waiting list, which has been referenced here many times this afternoon. It appears that the size of waiting lists is sometimes championed in the same way as “My dad is bigger than your dad”. However, if those lists are not regularly revisited, they will not only continue to grow but become inaccurate and lead people into a false sense of security. A regularly refreshed list means that the right priorities are used when nominations are being considered. More accurate information could also ensure that the right people are getting the nominations. Probably most importantly of all, it would mean that those on the list will have a more accurate view of the possibility of housing becoming available.

The next issue is whether tenancy of social housing should be assumed to be lifelong. The Bill seeks to repeal addressing the lifetime tenancy that was introduced in the Housing and Planning Act 2016. Is it right that high-income earners remain in subsidised housing that the less fortunate cannot access due to unavailability? While the Government suggest that addressing high-income tenants could bring about disincentives, do they really believe that? The viability of increasing the supply of new social housing, whether through new build or regeneration, needs a mature conversation, and we should recognise that regeneration means decanting, which actually makes it even more costly.

Yes, right-to-buy receipts as well as Section 106 and CIL moneys can be used, but is it sufficient? If it is not viable, does there need to be a conversation about the cost of building or the cost of not building? That needs to be a grown-up conversation. If social housing is to be created, why not seek to ensure that good tenants can be rewarded and backfill with new nominations, which could often mean downsizing, thereby freeing up valuable family homes?

The cost of creating supported accommodation is not viable, either for the elderly or for others who may need support. That is short-sighted and needs addressing, again because that could free up family accommodation but also because it means pushing costs into other areas such as social care.

The proposal in the Bill that concerns me is around domestic violence. Although I agree that there is a need to address tenancy issues, the suggestion is that the perpetrator has to be convicted, which could take some time to come about, so that needs to be considered, as does whether the person who has been abused needs to move from the area. These are two things that I am sure will come out through the Bill’s passage.

Another issue is the disposal of social housing through sale. I very much agree with this proposal, as we found out that one of our local housing associations was selling ex-council properties as a consequence of seeing them pop up on auction sites. Bearing in mind that Bexley’s social housing stock is held by registered providers—

[Captain of the King’s Bodyguard of the Yeomen of the Guard and Deputy Chief Whip (Baroness Wheeler) (Lab)]

Can the noble Baroness wind up, please? She is over time.

[Baroness O’Neill of Bexley (Con)]

That means that that is actually taxpayers’ money. There are many other things that the Bill could go into. It seems a shame that the Bill presents an opportunity to address some of those issues that really impact people, but I am sure that the Minister will be open to conversations throughout its passage.