7 Baroness Wheatcroft debates involving the Department for International Development

Mon 21st Oct 2019
Fri 11th May 2018
Creditworthiness Assessment Bill [HL]
Lords Chamber

Committee: 1st sitting (Hansard): House of Lords
Wed 25th Jun 2014

Queen’s Speech

Baroness Wheatcroft Excerpts
Monday 21st October 2019

(5 years, 1 month ago)

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Baroness Wheatcroft Portrait Baroness Wheatcroft (Con)
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My Lords, the designated subjects for today range widely. Other noble Lords have focused on home affairs and justice. I could have talked of the 20,000 new police officers we are promised by 2023, or the £2.5 billion to be spent on new prisons, but that would have taken me into economic territory. I listened to the gracious Speech, and I marvelled as the monarch read out that the Government’s,

“new economic plan will be underpinned by a responsible fiscal strategy, investing in economic growth while maintaining the sustainability of the public finances”.

If the barrage of spending policies that have been made by this Government amount to a responsible fiscal strategy, then Henry VIII had a responsible attitude towards marriage. We should all be alarmed when a former head of the Treasury says, as the noble Lord, Lord Macpherson of Earl’s Court, did in this Chamber last week, that the Government are pursuing,

“a policy of fiscal incontinence”.—[Official Report, 14/10/19; col. 183.]

So I will not dwell on the plans for more police and more prisons. Instead, I will talk about constitutional matters, particularly how we run our elections and the danger that poses to our constitution.

As other noble Lords have said, our unwritten constitution feels to be in a precarious position. Last week in a very powerful speech the noble Baroness, Lady O’Neill of Bengarve, spoke of her concerns about how disinformation campaigning is influencing elections and referenda. Here, I must declare my interest as a director of the People’s Vote media hub. I believe that it is only right that the public should be asked to give their informed consent to the outcome of the Brexit process. I want that referendum, when it comes, to be fought fairly, without the intervention of what she referred to as “cyber troops”. The gracious Speech promised an electoral law Bill, but this seems to be a relatively narrow piece of legislation, dealing with the identification and direct intimidation of voters. This would not impact on the efforts of those organisations that are prepared to put significant resources into secretly influencing the results of votes. These may be wealthy individuals, special interest groups or foreign Governments. While the Government have voiced their commitment to protecting our electoral process from interference from abroad, nothing has been done to temper that. It cannot be right that those with access to large sums of money can buy the services of cyber troops to influence the outcomes of our elections. What steps will the Government undertake to protect the integrity of our electoral processes?

I would go further than dealing with the cyber effects of so much money. We have seen how our politicians have been subject to online abuse, particularly for the stance many of them have taken over Brexit. In the worst cases, the police have taken action but online comments do not have to be death threats to be very intimidating and, perhaps, to influence what politicians dare to say and how they behave. Many of us will have been on the receiving end of online abuse, which very often is anonymous. Not so long ago, an anonymous letter was considered an outrage. The recipient would have headed straight to the police. Any such missive would have had the inhabitants of St Mary Mead heading immediately for the service of Miss Marple. Now, anonymous communications are normal. Anonymity online does not equate to freedom of speech—often, it is a direct deterrent to it—and I believe it should be curtailed. In June last year the then Digital Minister, Margot James, said that freedom to be anonymous online has been abused,

“in such a substantial way, with such damaging effects”,

that curbs are being considered. Earlier this year, the DCMS published a White Paper on online harms, but it did not confront the basic issue of anonymity. In countries with extreme regimes and vicious censorship, there can be a genuine need for anonymity, but not in a healthy democracy. As the noble Lord, Lord Tyler, said earlier,

“the public discourse has been dangerously coarsened, and I believe has now become so intimidating that it poses a genuine threat to democracy”.

Anonymity online has to be curbed.

Economy: Productivity

Baroness Wheatcroft Excerpts
Thursday 28th June 2018

(6 years, 4 months ago)

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Lord Bates Portrait Lord Bates
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On the point about foreign direct investment, just look over the past couple of weeks: we have seen Amazon announce 3,000 jobs in the east Midlands; a major biomass investment in Cheshire that will bring 3,000 jobs; and Vauxhall has announced the investment of 1,400 jobs in Luton. We are seeing record investment levels and a doubling of tech investment in the UK. This is all part of a strong, vibrant British economy that we are absolutely confident will continue to progress and improve beyond Brexit.

Baroness Wheatcroft Portrait Baroness Wheatcroft (Con)
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My Lords, businesses need long-term investment if they are to improve productivity. Does my noble friend agree that we need some sort of incentive for organisations to be long-term shareholders? Algorithmic trading is the absolute reverse of long-term investment, and there is far too much of it. We should have incentives for people to hold for the long term.

Creditworthiness Assessment Bill [HL]

Baroness Wheatcroft Excerpts
Baroness Wheatcroft Portrait Baroness Wheatcroft (Con)
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My Lords, I support the Bill in its unamended form and echo what the noble Baroness, Lady Tyler, just said. BrightHouse had to repay £14.8 million to 384,000 clients last year because the Financial Conduct Authority judged its behaviour to have been unreasonable. The Bill makes available more reasonable credit, although not necessarily the cheapest, to all those who rent.

If you do not have a credit record, life is very dangerous. I went on to the web this morning to see quite what finance was available. Fast Loan UK claims to offer:

“Responsible Loans For Everyday Lives”.


The APR it charges on one of its loans is 907%. That does not sound terribly responsible to me.

One source of reasonable credit for people on very low incomes and who need it most is credit unions. We have often spoken in this House about the need for more credit unions. They do a good job, but there are nowhere near enough—there are 384 members of the credit unions association. However, if you search for “credit union loans” on the internet to find out where you might access them, you come across “Credit Union Loans” with an APR of 277.5%. The irresponsible lenders have twigged that the way to get customers is to pretend to be what they are not. They are not responsible lenders. While I support the Bill in its unamended form, I hope that we might encourage the FCA to police this sort of thing rather more carefully.

Lord Hain Portrait Lord Hain (Lab)
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My Lords, the noble Baroness’s point about credit unions is vital. On my way to London early on a Monday morning, I often see people near Neath station queuing outside their credit union. For them, it is a lifeline.

Incident in Salisbury

Baroness Wheatcroft Excerpts
Thursday 8th March 2018

(6 years, 8 months ago)

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Baroness Williams of Trafford Portrait Baroness Williams of Trafford
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My Lords, I know that I am going to disappoint my noble friend when I say that the cause of the two individuals’ illness is currently subject to investigation. It is not appropriate at this time to comment or to link it to other cases, but what I can say to my noble friend, in concurring with him, is that there are always lessons to be learned on how we respond to emergency situations and situations of this nature.

Baroness Wheatcroft Portrait Baroness Wheatcroft (Con)
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My Lords, when it comes to state-sponsored murder, Russia certainly has form. It was not that long ago that Bill Browder’s lawyer, Sergei Magnitsky, was killed mysteriously in jail because he had been defending Browder against the Russian Government. As a result of that, Browder had Magnitsky’s law brought on to the American statute book, stopping known enemies bringing their money and themselves into that country. Other countries have followed. This country has not implemented Magnitsky’s law in full. I wonder whether at this stage, given the impunity with which the Russians seem to treat us—not just our referendum but those living here—my noble friend might be inclined to revisit that today.

Baroness Williams of Trafford Portrait Baroness Williams of Trafford
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My Lords, we are absolutely committed to promoting and strengthening universal human rights. We talked about this case at length during the passage of the Criminal Finances Act and in debates on the Sanctions and Anti-Money Laundering Bill. We want to hold to account states that are responsible for the worst violations. We already have a range of powers similar to those in the US Magnitsky Act which we regularly deploy to protect national security and our financial system.

Women: Wages

Baroness Wheatcroft Excerpts
Wednesday 25th June 2014

(10 years, 4 months ago)

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Baroness Wheatcroft Portrait Baroness Wheatcroft (Con)
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My Lords, are not more and more women taking their remuneration into their own hands by setting up their own businesses, which has become increasingly easy to do?

Baroness Northover Portrait Baroness Northover
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Yes. The number of self-employed women has increased to 1.42 million. There are more women-led businesses than ever before and more women in employment than ever before, with wages going up.

Women: Board Membership

Baroness Wheatcroft Excerpts
Monday 17th June 2013

(11 years, 5 months ago)

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Baroness Wheatcroft Portrait Baroness Wheatcroft
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Does my noble friend the Minister agree that it is the job of Government to encourage the sort of changes on boards that we are talking about but that it is not the job of Government to dictate? It is the shareholders who own the business who should decide who sits on the board.

Baroness Northover Portrait Baroness Northover
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My noble friend is quite right that the Government, and indeed wider society, should encourage businesses to look at this and to recognise their own self-interest in the 21st century.

Economy: Culture and the Arts

Baroness Wheatcroft Excerpts
Thursday 13th June 2013

(11 years, 5 months ago)

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Moved By
Baroness Wheatcroft Portrait Baroness Wheatcroft
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To move that this House takes note of the importance of culture and the arts to the economy.

Baroness Wheatcroft Portrait Baroness Wheatcroft
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My Lords, it gives me huge pleasure to be here to introduce this debate on the importance of the arts and culture. I am absolutely committed to that cause and I am delighted to see so many of you here at this stage on a Thursday afternoon to discuss this important subject. I am also delighted to see that my noble friend Lord Gardiner of Kimble will be responding and I hope he will not mind if I remind the House of his response to a Question for Short Debate earlier this year. He said:

“The role of art and culture in the wider economy cannot be overstated”.—[Official Report, 29/1/13; col. 1531.]

They are wise words. I completely agree.

At this stage, I should declare my interests in this subject. I am a deputy chairman of the British Museum and a member of the board of the Association of Leading Visitor Attractions, and for quite a while I was a trustee of the Albert Hall. I take this subject very seriously and in this country we have the most amazing and bountiful supply of arts and culture. At every level and for every taste, this country has something to offer.

Last summer, alongside an extraordinary sporting triumph, our country put on a glittering display of drama, music and exhibitions that would have done any nation proud. We had theatre productions in every language you could possibly think of and a few more besides and what is more, they attracted great audiences.

We do culture well. That is why I am really quite surprised that earlier this week the brilliant architect, the noble Lord, Lord Rogers, was quoted as saying that in the UK:

“We haven’t quite got culture as a concept”.

I beg to differ and I am absolutely convinced that this afternoon that you will all show him that we have indeed got culture. We appreciate his architecture, but we appreciate a lot more besides.

I look forward to some fascinating contributions from such a mix of people with backgrounds in various industry and arts organisations. I am sure that they will all come from different angles, because culture is a broad umbrella. The critic Raymond Williams suggested that it was a “structure of feeling”. I would not dare to go into definitions such as that, and it is probably better not to try. All I know is that you can listen to a Beethoven symphony, which you can hear played to perfection in this country, go to a Mozart opera, which will be done as well as anywhere else in the world, go to an extraordinary exhibition, whether of art at Tate Modern, antiquity at the British Museum, or in a modern gallery—each to their own. Your particular brand of culture may even be Coldplay or Blur, or jazz, but you will find it all in this country, and done to perfection. We are incredibly lucky to have that, and we have to nurture it.

We have a very successful film industry, one of the best in the world, which produces serious and art house films. We have broadcasters—I see my noble friend Lord Grade here, who knows far more than I about that sector—and we can export their productions and earn huge amounts of money for this country. My noble friend who is responsible for Downton Abbey cannot be with us this afternoon, but we all know what he has done for drama on TV.

Today, however, we are not here to extol the mere beauty and enjoyment of the arts, but to celebrate what the arts and culture do for our economy. Therefore, I will begin by wholeheartedly endorsing the view of Ed Vaizey, the Minister for the Creative Industries. In March, he said,

“our creative and cultural sector is such a vital element in delivering economic growth, by encouraging economic investment through tourism and business”.

More wise words from our Ministers, and at such an important time, too. Our arts and culture benefit the economy in so many ways. They create jobs, provide training and are innovative, and the innovations they make often transfer into industry and export for the service sector. Of course, the arts also provide an enormous stimulus for tourism. I will give a few statistics. The numbers in tourism are huge. Inbound tourism is the UK’s third-largest earner of foreign exchange, according to DCMS. Tourism contributes £115 billion to UK GDP. It employs 2.6 million people, of whom 27% are under 25. We cannot overestimate the importance of those young people having jobs. When half the youth in Spain are now out of work, how important it is that we keep our young people working.

Why do tourists come to Britain? Anyone who has been outdoors today knows that it is not because of the weather. They come because we can offer a unique experience. We have heritage which nobody can better, and, as I have said, we have arts on a phenomenal scale. According to the Arts Council, culture and the arts support a creative sector that by 2020 will have grown by 31%. The UK has the largest cultural economy in the world as a proportion of its GDP, and that brings in the tourists. The National Brand Index survey, which covers 20 countries, found that 57% of respondents said that history and culture would be a motivating factor in their decision about where they would go. Half of them said that they would be sure to go to a live music concert if they came to Britain, and 38% said they would go to an opera, a ballet or the theatre. Museums and galleries were a huge draw: 48% of international holiday visits within England include visits to the museum, and 25% go to an art gallery. They come to Britain because of the arts and culture we can offer them.

Museums and galleries are the most popular visitor attractions. There are 50 million visits a year to our national museums alone. According to the Association for Leading Visitor Attractions, more than half the UK’s adult population—many of whom are tourists, of course—visited a museum or a gallery during the past year. That is a very cheering statistic. Remarkably, the cultural Mecca that is Exhibition Road receives more visitors in a year than Venice. The wonderful museums that we have there—the Natural History Museum, the Science Museum, the V&A—bring in tourists in numbers that beat Venice.

At Oral Questions yesterday, we heard of the delights of the nation’s regional museums. There was a spirited defence of the museums that the Science Museum is suggesting might be in danger if it sees its grant cut. Our museums and galleries have learnt to be innovative. Look at what the V&A is exhibiting today—David Bowie’s costumes. It is a brilliant exhibition and is bringing in a completely different audience. Look at Tate Britain and its new hang, looking at paintings chronologically; making more sense to a new generation of visitors. We have learned to approach culture in new, innovative ways.

Noble Lords will have noticed the timing of this debate. It is of course important that we are having it 260 years after the start of the British Museum. It is even more important that we are having it just days before the announcement of the next spending round. I am no spendthrift. I do not want to depress you on a Thursday afternoon, when it is miserable outside and we are having such an uplifting talk, by mentioning the deficit—but it hangs there over all of us. It is hanging now over the arts and cultural sector.

I do not envy my noble friend and his colleagues in government in having to try to deal with that. I support their efforts wholeheartedly. There is, however, time for special pleading. Before those spending cuts are finalised, I want to make a plea for our greatest institutions—our greatest drawers of tourism. If there is little cash to be shared around, sometimes the more deserving cases have to be favoured. In the interests of tourism, we have to be brave and favour the centres of excellence.

Of course, many will take exception to this. They can all argue their case, but from the statistics that I have given it is unarguably the case that it is the major attractions in London that first of all draw in the tourists from overseas. They can then encourage those visitors to go elsewhere once they are here, but London is where they come first. Those institutions in London do more than their fair share for the regions and the economy of those regions.

As I mentioned, I am a trustee of the British Museum. The British Museum is an extraordinary asset for any country to have. I would argue that it is unique in the world. It has 6 million visitors a year, with another 13 million visitors through its website. Its role is not just to exhibit, although its primary role is of course the conservation of that extraordinary collection. It is there also to work on soft power. The museum is doing amazing work all over the world. In Basra, it is helping to create a national museum from the remains of one of Saddam’s many palaces. In India, it is working with local curators to teach them, to learn from them and to build bridges. In Abu Dhabi it is working with the locals who are building their own museums. Wherever you go in the world, the British Museum and our other arts institutions are building relationships that are hugely important in the role of the UK in the developing world and the world at large.

Arts and culture are for all. They are for all internationally and for all in our country. Last year, organised school parties took 240,700 children into the British Museum, and many more into other museums and art galleries throughout the country. Unorganised—probably in every sense of the word—parties took many more children into these museums. Family parties constitute a big part of the audience. It is not just a select, elite group who go to these institutions. When the museum staged its Hajj exhibition, 48% of the visitors were Muslims, largely from this country. As I say, our arts and cultural institutions are for all—and, of course, they are for all because they are free.

I am sure that, like me, your Lordships are committed to our great museums being open to members of the public, wherever they come from, free of charge. There will, however, be a struggle for some of these institutions to remain free if they see their grant-in-aid cut, cut and cut again. Already, in real terms, many of them have seen their grant reduced by 25% in the past few years as spending cuts have hit. Some of them would claim that they are close to the breadline.

To wind up, I can probably best cite a recent article in the Spectator which quoted one man’s view on the charging issue. He said:

“Suppose a Chilean tourist arrives at the British Museum to inspect some of his cultural treasures. He gets in for free and he’s got plenty of cash in his pocket so we can fleece him later at the café”.

The British Museum would never fleece anybody; our cultural institutions do not behave in that way. However, of course, they take the opportunity when they can to make money on their own account. In closing, I should tell you that the gentleman who made that observation was the Culture Minister himself, Ed Vaizey.

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Baroness Wheatcroft Portrait Baroness Wheatcroft
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My Lords, we are into extra time already so I will be very quick. I thank my noble friend for his reply, best described as very sympathetic and non-committal. I also thank everybody who has taken part this afternoon. The extraordinary variety of expertise that has been exhibited demonstrates what a very special place this is. I thank noble Lords from my heart.

Motion agreed.