Credit Card Invoices

Debate between Baroness Vere of Norbiton and Lord Dobbs

Tuesday 26th March 2024 Lords Chamber

[Baroness Vere of Norbiton (Con)]

I am grateful to my noble friend for raising this issue again. As I mentioned last time, there is now a consumer duty, which is a very important underpinning for financial services providers, which have a duty of care for their customers. That came into effect on 31 July 2023, and the Government and the FCA will monitor the effectiveness of the consumer duty as it beds in.

[Lord Dobbs (Con)]

Does my noble friend agree that the Government have a lot more to do, in the spirt of full disclosure, in explaining the cost of Covid and the lockdown? The latest estimate is that it has already cost over £400 billion. With all the excess deaths and, in particular, mental health issues we are now experiencing, that cost will grow. Would it not be sensible to explain far more fully to everybody in this country the costs to them? That means that there would be no more magic money tree and that the Treasury’s pre-Budget leaks would be much more realistic. Furthermore, we would be much better placed to decide, if there were to be another epidemic, what we should be doing.

[Baroness Vere of Norbiton (Con)]

My noble friend is quite right. He may have heard some of the explanation I gave in the debate on the Spring Budget on why we had to take the decisions that we did. Noble Lords will all recall that the Government stepped in to provide furlough for nearly 11 million people to save their jobs and protected nearly 500,000 businesses. It was essential that we did that at the time, but it came at a cost to our economy and society, which must be repaid at some stage.

Covid-19: Aviation Sector

Debate between Baroness Vere of Norbiton and Lord Dobbs

Monday 5th October 2020 Lords Chamber

[Baroness Vere of Norbiton (Con)]

My Lords, the Government are doing an enormous amount of work with the aviation sector. We have set up the Jet Zero Council, which is working towards making sure that aviation is able to play its part to ensure that we get to net zero by 2050. As the noble Baroness pointed out, some companies may in future approach the Government for specific help. As I noted earlier, there is the Birch process to go through, but that can be used only if all other sources have been exhausted and there may well indeed be certain conditions attached.

[Lord Dobbs (Con)]

I am pleased to tell my noble friend that I have been through four airports over the past couple of weeks and it has all gone remarkably smoothly, except with some slight, inevitable confusion with the passenger locator form—a very useful tool but in its infancy. It is a compulsory requirement, as I understand it, but you are not necessarily required to present it at the arrival airport. Can my noble friend tell me what percentage of passengers are required to show their passenger locator form, and can she give the number of passengers who have recently shown positive Covid tests?

[Baroness Vere of Norbiton (Con)]

I am very pleased that my noble friend is doing his part to keep the aviation industry afloat. The passenger locator form is a requirement for every person arriving in this country. On 9 September, the Prime Minister announced that there were plans to simplify, shorten and streamline the whole process. Border Force does spot checks on arrival to make sure that people have filled out the passenger locator form, and they are liable for fines if they have not.

Stonehenge

Debate between Baroness Vere of Norbiton and Lord Dobbs

Thursday 23rd July 2020 Lords Chamber

[The Parliamentary Under-Secretary of State, Department for Transport (Baroness Vere of Norbiton) (Con) [V]]

My Lords, the development consent order, or DCO, application for a new two-lane dual carriageway for the A303 between Amesbury and Berwick Down is currently with the Secretary of State for determination. Last week, the Government announced a further extension of the decision deadline until 13 November 2020. This is to enable further consultation following a recent archaeological find.

[Lord Dobbs [V]]

My Lords, as I said, I am very fortunate to be a local resident. We have had more than 20 years of dispute between stakeholders over this project. The costs are rising above £2 billion and they carry on rising. Now there is further delay. Does my noble friend agree that it seems unlikely that any tunnel could be finished much before 2030, by which time semiautonomous electric vehicles will be commonplace—perhaps even compulsory—making the traffic past Stonehenge less intrusive, less polluting and easier to manage? Because of these advances in vehicle technology, is it just possible that by the time any tunnel might be completed it could already be on the verge of becoming a hugely expensive white elephant?

[Baroness Vere of Norbiton [V]]

The Government share my noble friend’s ambition for automation with vehicles and we are working at pace to look at how we can bring that in. However, automated vehicles still need road space and further road enhancements will therefore be necessary. I cannot at this stage comment on how long it would take for a tunnel to be built.