Mortgages: EWS1 Form

Debate between Baroness Ludford and Lord Greenhalgh

Tuesday 29th June 2021 Lords Chamber

[Lord Greenhalgh (Con)]

My Lords, we have been working very hard to ensure that there is clear guidance about when such a form is necessary. In certain instances, there is deemed to be sufficient life-safety risk that an EWS1 form is required. The issue at hand is to ensure that lenders take a proportionate approach, and that is best achieved through dialogue.

[Baroness Ludford (LD)]

My Lords, this whole issue is an appalling scandal affecting several million innocent victims, for which developers, building owners and government are responsible, not them. More than 600,000 people in England are currently living in high-rise buildings with dangerous cladding, and there are more than 2 million mortgage prisoners, unable to move because of cladding issues. Why are the Government continuing to inflict massive distress and anxiety through the financially crippling costs of remediation works, which these leaseholders should not have to pay? Why are the Government refusing to offer up-front funding for those leaseholders, off-setting it by future recovery from those who are actually at fault?

[Lord Greenhalgh (Con)]

My Lords, I think we are straying a little away from the original Question, which was about external wall systems and the need for a certificate to ensure that lenders have the information they need to lend. As I said in answer to the previous question, for 50% of those who make mortgage applications, an EWS1 form is in place, and we continue to take a number of measures and steps to make the provision of an EWS1 form easier.

Anti-Semitic Attacks

Debate between Baroness Ludford and Lord Greenhalgh

Tuesday 18th May 2021 Lords Chamber

[The Minister of State, Home Office and Ministry of Housing, Communities and Local Government (Lord Greenhalgh) (Con)]

I completely agree that we must stand in solidarity with British Jews. The events we saw in the past week were abhorrent and I am pleased the police acted swiftly to arrest four individuals for that offence of driving up and down Finchley Road. Equally, there was the violent attack on Rabbi Rafi Goodwin in Chigwell, and I am pleased to say that the latest news is that the police have arrested two individuals concerning that incident.

[Baroness Ludford (LD) [V]]

My Lords, it is poignant that today’s exchange on anti-Semitism coincides with the important Jewish festival of Shavuot, which has kept some of our colleagues away from this debate. One of the examples that accompanies the International Holocaust Remembrance Alliance definition of anti-Semitism, is

“Holding Jews collectively responsible for actions of the state of Israel.”

Can the Minister tell the House what steps the Government are taking to ensure that all public and private bodies adopt not only the definition but also the examples? Can the Government stress at every opportunity that the supposedly pro-Palestinian demonstrations of recent days have actually been pro-Hamas, and not in support of the Palestinian people?

[Lord Greenhalgh (Con)]

My Lords, this Government are very proud of the fact that they were the first adopters of the International Holocaust Remembrance Alliance definition, and we are working very hard to ensure that that is fully embedded across our universities and local councils and, of course, every single Member of Parliament, bar one, has also signed up to that definition. It is important that we take that forward and we will continue to work very hard to ensure that we tackle anti-Semitism wherever we see it.