Education: Student Loans
Debate between Baroness Garden of Frognal and Lord Bilimoria
Baroness Garden of Frognal
One of the really important things, which my noble friend touches on, is that no student has to pay these fees immediately. They start being payable once the students graduate and are in a job where they are earning sufficient money to pay them back, and the payments are then proportionate to their income. However, my noble friend is right that we need to do as much as we can to make sure that students are fully clear about the undertakings they are taking on.
Lord Bilimoria
My Lords, have the Government done a survey regarding one effect of student loans—the fact that students will be burdened with a long-term debt of up £40,000 after they graduate? Has it deterred children from going to university, particularly those from family backgrounds where no one has been to university before? Are the Government comfortable that we have student loans of this magnitude while in Scotland undergraduates still do not have to pay any fees at all?
Baroness Garden of Frognal
The noble Lord mentions the burdensome debt that students are accruing, but I would again stress that they will begin to contribute back for what they have gained from their university education only after they graduate and are earning a salary. We will be monitoring the effect on students from disadvantaged backgrounds. I would also point out that there are very generous forms of mean-tested grants for students, while many universities have instituted all sorts of bursaries to try to make absolutely sure that no student feels disadvantaged because they come from a low-income family.
Education: Part-Time University Study
Debate between Baroness Garden of Frognal and Lord Bilimoria
Baroness Garden of Frognal
Again, my Lords, that is for another Question and another day. The noble Lord makes a valid point, but it is not directly relevant to this Question.
Lord Bilimoria
My Lords, in the previous Question I asked the Minister about the difference between England, Wales and Scotland with regard to part-time students. Can the Minister answer, please?
Baroness Garden of Frognal
As I say, I do not have breakdowns of the numbers of part-time students in the devolved Administrations, but we are in constant dialogue with the devolved Administrations to try to ensure that we can learn from best practice. However, as the noble Lord well knows, there are different systems in different parts of the UK.