Student Loans: Muslim Students

Debate between Baroness Evans of Bowes Park and Lord Elton

Thursday 3rd March 2016 Lords Chamber

[Baroness Evans of Bowes Park]

I am happy to. The takaful model will operate as a type of mutual fund. Students will apply for finance from the fund the same way that they would apply for an equivalent student loan and will enter a contract promising to repay a contribution. When they are earning above the repayment threshold, as with an equivalent student loan, they will make their contributions, which will be used to fund the education of future students. It is a type of mutual fund, which is why BIS cannot introduce it without primary legislation, as the Secretary of State does not have those powers.

[Lord Elton (Con)]

My Lords, the Secretary of State does have the power to initiate legislation. I ask my noble friend to urge him to take the opportunity as soon as Parliament reassembles after State Opening to introduce a Bill—a small Bill—for the simple purpose of introducing this change, rather than waiting for some great wagon train to assemble for the next 18 months.

[Baroness Evans of Bowes Park]

As I have said to noble Lords, the Government hope to introduce the system and will be looking at the appropriate legislative way to do so. As my noble friend says, the up-and-coming Session will be detailed in the Queen’s Speech in due course.

Schools: Exclusions

Debate between Baroness Evans of Bowes Park and Lord Elton

Tuesday 15th December 2015 Lords Chamber

[Baroness Evans of Bowes Park]

The most important thing is ensuring that any child who has been excluded or suspended returns to a school where they have a high-quality place, be that in a mainstream school to which they may have been moved or, equally, in an alternative provision setting. That is why we have taken great steps to improve alternative provision, both by improving the governance of existing PRUs and by allowing academies and free schools to open new provision. That is performing well and ensures that these vulnerable young people get the kind of education that will re-engage them.

[Lord Elton (Con)]

My Lords, exclusion from school is one of the most reliable predictors of criminality in young people if they fall outside the provisions that my noble friend has just referred to. What can the Government do to establish a wider net so that fewer people fall through this, predictably, into prison?

[Baroness Evans of Bowes Park]

As I mentioned, one of the main initiatives is the troubled families programme. It originally helped 116,000 families, but it will be expanded over the course of this Parliament to help up to 400,000 families. Its aim is to bring together local authorities, police, housing, employment advisers, schools, health and children’s social services to deliver integrated, whole-family support. That is what needs to happen to make sure that families do not go through a continuing cycle of deprivation.