Asked by: Claire Young (Liberal Democrat - Thornbury and Yate)
Question to the Department for Education:
To ask the Secretary of State for Education, what recent estimate her Department has made of the (a) proportion of Plan 2 student loans that will be fully repaid within the 30-year term and (b) average total interest accrued by a Plan 2 borrower over the lifetime of their loan.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
Based on current modelling, 32% of the 2022/23 cohort of England-domiciled Plan 2 student loan borrowers are expected to fully repay their loans within the 30 year loan term. Student loan forecasts can be found here: https://explore-education-statistics.service.gov.uk/methodology/student-loan-forecasts-for-england.
The department does not hold information on the average total interest accrued by a Plan 2 borrower over the lifetime of their loan. However, interest rates only affect the total amount repaid by high-earning borrowers and those with small balances, who will pay back all, or very nearly all, their student loans.
Asked by: Claire Young (Liberal Democrat - Thornbury and Yate)
Question to the Department for Education:
To ask the Secretary of State for Education, what assessment her Department has made of the potential impact of maintaining thresholds for Plan 2 student loan repayments on trends in the level of repayments made by graduates; and what discussions she has had with the Chancellor of the Exchequer on the potential impact of maintaining this threshold on the marginal effective tax rate for graduates earning above that threshold.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
The department produced the following analysis regarding the impact of maintaining the repayment and interest thresholds for Plan 2 student loans on the lifetime repayments made by borrowers:
Average lifetime repayments (2024/25 financial year prices) | |||||
Baseline (£) | Post- policy (£) | Impact | |||
£ | % | ||||
Entire cohort | 27,000 | 28,300 | 1,300 | 5 | |
Average | |||||
Lifetime graduate earnings decile | 1 | 2,000 | 2,000 | 0 | 0 |
2 | 4,300 | 4,700 | 400 | 9 | |
3 | 7,700 | 8,100 | 400 | 5 | |
4 | 11,600 | 13,000 | 1,400 | 12 | |
5 | 16,900 | 18,500 | 1,600 | 9 | |
6 | 23,100 | 25,200 | 2,100 | 9 | |
7 | 31,300 | 33,600 | 2,300 | 7 | |
8 | 41,200 | 43,500 | 2,300 | 6 | |
9 | 54,500 | 56,100 | 1,600 | 3 | |
10 | 59,100 | 59,500 | 400 | 1 | |
The department will release an equalities impact assessment, including the impact on lifetime repayments, alongside other borrower impacts for the Plan 2 repayment threshold and interest threshold freeze announced at the Autumn Budget. Published results may differ from those provided due to model and data updates.
The rate of repayment for undergraduate student loans remains at 9% on all income above the relevant threshold. Other factors, including any reliefs, pension contributions, or receipt of certain means-tested welfare benefits could adjust an individual’s effective tax rate.
Asked by: Josh Newbury (Labour - Cannock Chase)
Question to the Department for Education:
To ask the Secretary of State for Education, what recent assessment her Department has made of the potential impact of salary differences between college lecturers and school teachers on recruitment to further education teaching posts for (a) construction and (b) electrical engineering courses.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
Further education (FE) colleges are responsible for setting and negotiating staff pay and terms and conditions within colleges.
The government recognises that colleges are facing recruitment challenges in construction and engineering. That is why our targeted retention incentive scheme gives eligible early career college teachers in priority subjects, including building and construction and engineering, up to £6,000 after tax annually. In the 2024/25 academic year, almost 6,000 teachers received payments.
In addition, we have announced that areas with Local Skills Improvement Plans will benefit from £20 million to form partnerships between FE providers and construction employers. This will help to build links between colleges and industry and boost the number of teachers with construction experience in FE.
Across the spending review period, we will provide £1.2 billion of additional investment per year in skills by 2028/2029. This significant investment will ensure there is increased funding to colleges and other 16 to19 providers to enable the recruitment and retention of expert teachers in high value subject areas, and interventions to retain top teaching talent.
Asked by: Lorraine Beavers (Labour - Blackpool North and Fleetwood)
Question to the Department for Education:
To ask the Secretary of State for Education, how her Department plans to promote the National Year of Reading within early years policy and strategy.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
The National Year of Reading is a UK-wide campaign aiming to tackle long-term declines in reading enjoyment.
Reading together is one of the most powerful ways to build a child’s language and communication skills, strengthen early bonds, and spark a lifelong love of reading. This is why early years is one of the priority groups for the National Year of Reading.
The ‘Go All In’ campaign positions reading as a powerful way for parents and families to increase quality time with their children and explore shared interests further, rather than reading being seen as a parental obligation.
The National Year of Reading includes a major physical and online marketing campaign, as well as exciting events, webinars, resources, and activities in communities, libraries, schools and early years settings throughout the year.
The government is also investing around £500 million in the national rollout of the Best Start Family Hubs, which includes simple, practical tips to help parents feel confident in sharing stories, songs and books.
Early years settings and all interested parties are encouraged to sign up to www.goallin.org.uk for more information and to receive regular updates.
Asked by: Lorraine Beavers (Labour - Blackpool North and Fleetwood)
Question to the Department for Education:
To ask the Secretary of State for Education, how her Department plans to promote the National Year of Reading within early years policy and strategy.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
The National Year of Reading is a UK-wide campaign aiming to tackle long-term declines in reading enjoyment.
Reading together is one of the most powerful ways to build a child’s language and communication skills, strengthen early bonds, and spark a lifelong love of reading. This is why early years is one of the priority groups for the National Year of Reading.
The ‘Go All In’ campaign positions reading as a powerful way for parents and families to increase quality time with their children and explore shared interests further, rather than reading being seen as a parental obligation.
The National Year of Reading includes a major physical and online marketing campaign, as well as exciting events, webinars, resources, and activities in communities, libraries, schools and early years settings throughout the year.
The government is also investing around £500 million in the national rollout of the Best Start Family Hubs, which includes simple, practical tips to help parents feel confident in sharing stories, songs and books.
Early years settings and all interested parties are encouraged to sign up to www.goallin.org.uk for more information and to receive regular updates.
Asked by: Simon Opher (Labour - Stroud)
Question to the Department for Education:
To ask the Secretary of State for Education, how many Plan 2 student loan borrowers there are resident in Stroud.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
As of 30 April 2025, there were approximately 19,000 (to the nearest 1000) Plan 2 student loan borrowers with a positive loan balance registered with the Student Loans Company (SLC) to postcodes which fall wholly or partly within the local authority area of Stroud District Local Authority.
This will include borrowers who were resident in Stroud, including at parental addresses, when they applied for the loan and have not informed the SLC of a subsequent change of address.
Asked by: Jim Shannon (Democratic Unionist Party - Strangford)
Question to the Department for Education:
To ask the Secretary of State for Education, how many schools have evacuation chairs for pupils, staff and visitors with mobility impairments.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
I refer the hon. Member for Strangford to the answer of 5 January 2026 to Question 100857.
Asked by: Nick Timothy (Conservative - West Suffolk)
Question to the Department for Education:
To ask the Secretary of State for Education, what evidential basis her department is using to promote resource bases for pupils with specialist needs in mainstream schools.
Answered by Georgia Gould - Minister of State (Education)
I refer the hon. Member for West Suffolk to the answer of 13 February 2026 to Question 103940.
Asked by: James McMurdock (Independent - South Basildon and East Thurrock)
Question to the Department for Education:
To ask the Secretary of State for Education, what assessment her Department has made of the potential impact of student loan repayments on recruitment and retention in NHS roles where a degree is mandatory.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
This government is committed to training the staff we need to get patients seen on time, including more medical and clinical professionals and will work closely with partners in education to do so and ensure these professions remain attractive career choices.
We now have a complete apprentice pathway for nursing, from entry level to postgraduate advanced clinical practice. A person can join the NHS as an entry level healthcare assistant apprentice with a view to eventually qualifying as a registered nurse.
For those who do take out a student loan to support their studies, unlike commercial loans, student loan repayments are linked to income, not to the amount borrowed or interest applied. And at the end of the repayment term any outstanding loan debt, including interest accrued, will be cancelled with no detriment to the borrower, and debt is never passed on to family members or descendants.
Students studying on eligible courses at English universities qualify for additional support through the NHS Learning Support Fund or NHS Bursary.
Asked by: Perran Moon (Labour - Camborne and Redruth)
Question to the Department for Education:
To ask the Secretary of State for Education, what assessment she has made of the potential impact of compound interest on the long-term balances of student loan borrowers including those with intermittent or low earnings.
Answered by Josh MacAlister - Parliamentary Under-Secretary (Department for Education)
It is important that student loans are subject to interest, to ensure that those who can afford to do so contribute to the full cost of their degree. Lower earning borrowers, and those who do not go on to repay their loan in full, are protected. The regulations provide that at the end of the loan term any outstanding loan debt, including interest accrued, will be cancelled at no detriment to the borrower. Debt is never passed on to family members or descendants.
Borrowers on intermittent incomes are also protected as repayments are based on earnings, not on the rate of interest or the size of debt. This means if their income drops, so do their repayments. Interest rates do not have an immediate cash impact on the cost of living for borrowers, as interest rates do not affect monthly student loan repayments.