I rise to present a petition on behalf of the constituents of Linlithgow and East Falkirk in relation to buy now, pay later products. Used correctly, those products can be fantastic, but 37% of UK adults have used them in the past 12 months, and Citizens Advice has reported an increase in people seeking help as they are turning to them to support themselves through the cost of living crisis.
The petition states:
The petition of residents of the constituency of Linlithgow and East Falkirk,
Declares that buy now, pay later products are becoming increasingly mainstream, with 37% of adults in the IL using an unregulated credit products in the last 12 months, and with many of the most vulnerable people turning to these products to cope with the cost of living crisis; further that Citizens Advice report an increase in people seeking help with these products, with some facing unmanageable debt and requiring food bank referrals and other charitable support, and notes that unregulated Buy Now Pay Later products lack consumer safeguards, such as requirement for firms to carry out affordability checks, bringing lenders under the oversight of the Financial Conduct Authority, and ensuring borrowers can take complaints to the Financial Ombudsman Service.
The petitioners therefore request that the House of Commons urge the Government to implement regulation of buy now, pay later products as a matter of urgency, to prevent any more people falling into serious and unmanageable levels of debt.
And the petitioners remain, etc.
[P002893]
I rise to present a petition on behalf of the residents of the Axe valley, and the towns of Seaton, Beer, Colyford and the surrounding area, who are objecting in the strongest possible terms to the disposal of an entire wing of Seaton Community Hospital. The petition has been signed by over 9,000 of my constituents, because they object to the fact that the hospital, which was funded by generous local donations, is being ripped away from them, and in part potentially sold off by NHS Property Services, and disposed of for potential sale for housing.
The petition states:
The petition of residents of Axe Valley in the Tiverton and Honiton constituency,
Declares that community hospitals play a vital role supporting health and wellbeing in rural communities; further that the hospital in Seaton was built with active support and fundraising efforts by residents across the Axe Valley; and further that plans to turn the wing of the hospital building over to NHS Property Services puts the future viability of the hospital at risk.
The petitioners therefore request that the House of Commons urge the Government to take into account the concerns of petitioners and take action to return the facility to the local community, so it can be repurposed to provide better care for those living in the area.
And the petitioners remain, etc.
[P002897]
I rise to present a petition on behalf of the constituents of North Ayrshire and Arran, who are deeply concerned by the ongoing industrial dispute at Defence Equipment and Support in Beith, North Ayrshire. It is an arm’s length body of the Ministry of Defence. The strike for improved pay and conditions is unprecedented, involving non-craft workers preparing arms for shipment at the depot, who face discrimination in the payment of bonuses to workers. The petitioners are concerned that these bonuses are withheld from workers earning less than £21,000 a year and have been excluded from retention bonuses. The petitioners stand with the workers in rejection of a two-tier workforce.
The petition states:
The petition of residents of the constituency of North Ayrshire and Arran,
Declares deep concern about the ongoing industrial dispute at Defence Equipment and Support in Beith, North Ayrshire (an arm’s-length body of the Ministry of Defence); further that this strike, for improved pay and conditions is unprecedented; notes that non-craft workers preparing arms for shipment at the depot face discrimination in the payment of bonuses, relative to craft workers who assemble munitions; further that the petitioners reject the fact that retention payments are made to managers and craft workers, while non-craft workers earning less than £21,000 per year have been excluded from retention bonuses and stands with the workers in rejecting a two-tier workforce.
The petitioners therefore request that the House of Commons urge the Government to take into account the concerns of the petitioners and urgently intervene to ensure a fair resolution to the industrial dispute.
And the petitioners remain, etc.
[P002898]