Oral Answers to Questions Debate

Full Debate: Read Full Debate
Department: Department for Transport

Oral Answers to Questions

Louise Haigh Excerpts
Thursday 16th May 2024

(4 weeks ago)

Commons Chamber
Read Full debate Read Hansard Text Watch Debate Read Debate Ministerial Extracts
Lindsay Hoyle Portrait Mr Speaker
- Hansard - - - Excerpts

I call the shadow Secretary of State.

Louise Haigh Portrait Louise Haigh (Sheffield, Heeley) (Lab)
- View Speech - Hansard - -

Car insurance costs have increased by 80% since the Secretary of State came into office. If he is intent on ending the war on motorists, what has he done about it?

Lindsay Hoyle Portrait Mr Speaker
- Hansard - - - Excerpts

Remember that we are now in topical questions, folks.

Louise Haigh Portrait Louise Haigh
- View Speech - Hansard - -

Given that the Secretary of State had advance notice of my question, I am afraid that his answer shows how out of touch with reality he has become. Car insurance is not a luxury but a legal requirement, and it is completely unaffordable for millions of drivers. There has been a £219 increase in the average premium in two years. Instead of parroting conspiracy theories about 15-minute cities, why does he not do his job, take action, demand action from regulators, call in the Competition and Markets Authority, and act on soaring insurance premiums?

Mark Harper Portrait Mr Harper
- View Speech - Hansard - - - Excerpts

I will say a couple of things. First, the hon. Lady called for action. My hon. Friend the roads Minister has already been meeting the industry and Treasury Ministers, who are responsible for the industry regulator, so we are already doing that. As I said, this is an issue not just in the UK but elsewhere.

Secondly, as I said, the hon. Lady said in her letter that she was looking at outlawing the ability for insurers to price according to risk in local areas. I am sure that hon. Members noticed that she has not denied that, so they will know that she is proposing for people across the country to face higher costs to reflect the higher crime that we see in inner London, where her Labour Mayor has failed to get a grip.