Asked by: Joe Robertson (Conservative - Isle of Wight East)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, what steps her Department is taking to support pensioners on low incomes in Isle of Wight East constituency.
Answered by Torsten Bell - Parliamentary Secretary (HM Treasury)
The last Labour Government lifted over one million pensioners out of poverty, and this Government, despite having to make the tough decisions to deal with our fiscal inheritance, remains committed to giving pensioners the security they deserve in retirement.
We are honouring our commitment to the Triple Lock with a 4.1% increase to the basic State Pension and the new State Pension, and we are also increasing the standard minimum guarantee in Pension Credit by 4.1%. The full yearly rate of the new State Pension is forecast to increase by around £1,900 over the course of this parliament whilst the full yearly amount of the basic State Pension is forecast to increase by around £1,500.
Pension Credit provides extra money to help with living costs for people over State Pension age and on a low income. We know there are low-income pensioners who aren’t claiming Pension Credit. We want to ensure as many people as possible have access to this support and urge pensioners to check their eligibility. Pension Credit will passport them to receive other benefits – including Winter Fuel Payments, help with rent, council tax, fuel bills and a free TV licence for those over 75. That’s why Government is taking significant steps to raise awareness and maximise take-up.
Low-income pensioners and others struggling with the cost of living should contact their local council to see what further support may be available to them. They may be able to receive support from energy support programmes or through the Household Support Fund, a scheme providing discretionary support to those most in need towards the cost of essentials, such as food, energy and water.
The Government has extended the Household Support Fund in England by a further year, (until 31 March 2026) – with funding of £742 million provided to enable this extension in England, plus additional funding for the devolved Governments to be spent at their discretion, as usual.
Asked by: Mary Kelly Foy (Labour - City of Durham)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, what steps her Department is taking to support women born in the 1950s affected by State Pension age changes in City of Durham constituency.
Answered by Torsten Bell - Parliamentary Secretary (HM Treasury)
We are committed to supporting pensioners – with millions set to see their yearly basic State Pension rise by around £1,500, or their new State Pension rise by around £1,900, over this parliament, through our commitment to the Triple Lock.
Pension Credit provides vital financial support for pensioners, including women. It tops up state and private pensions to a guaranteed weekly minimum - the Standard Minimum Guarantee, which, for single pensioners, is set to increase from £218.15 to £227.10 in April 2025.
In order to maximise take-up, we have been running the biggest ever Pension Credit campaign because we want all eligible pensioners to claim what they are entitled to.
The Government offers further direct financial help to low-income pensioners through the Warm Home Discount – and the Department for Work and Pensions provides Cold Weather Payments (in England & Wales), and discretionary support through the Household Support Fund in England to support those most in need.
For those people who are unable to work but who are not yet eligible for pensioner benefits because of their age, financial support is available through the welfare system.
Asked by: Gregory Stafford (Conservative - Farnham and Bordon)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what steps she is taking to reduce the difference between the minimum wage and the State Pension.
Answered by Darren Jones - Minister for Intergovernmental Relations
The National Living Wage (NLW) and the National Minimum Wage (NMW) are the legal wage floors that employers must follow. The NLW rate is the minimum hourly wage for eligible workers aged 21 and over and the NMW is minimum hourly wage for eligible workers aged 18-20 years old. Each year the Low Pay Commission produces recommendations for the Government on the NLW/NMW rates that aim to protect the lowest paid earners in the economy.
The State Pension is the foundation of state support for older people. To ensure financial security in later life, individuals are expected to save for their retirement. The Government is committed to ensuring that older people are able to live with the dignity and respect they deserve, which is why it committed to Triple Lock the basic and new State Pension for the duration of this parliament and provides generous pensions tax relief to enable savings. Over the course of this Parliament, the yearly amount of the full new State Pension is currently forecast to go up by around £1,900, based on the Office for Budget Responsibility’s latest forecast.
Asked by: James McMurdock (Independent - South Basildon and East Thurrock)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, what steps she is taking to support pensioners with (a) the cost of household bills and (b) food insecurity.
Answered by Torsten Bell - Parliamentary Secretary (HM Treasury)
The State Pension is the foundation of income in retirement and will remain so, protecting 12 million pensioners through the triple lock, with a 4.1% increase to the basic State Pension and the new State Pension from April 2025. We are also increasing the standard minimum guarantee in Pension Credit by 4.1%.
We know there are low-income pensioners who aren’t claiming Pension Credit, which provides extra money to help with living costs for people over State Pension age and on a low income. We want to ensure as many people as possible have access to this support and urge pensioners to check their eligibility. Pension Credit will passport them to receive other benefits – including Winter Fuel Payments, help with rent, council tax, fuel bills and a free TV licence for those over 75. That’s why Government is taking significant steps to raise awareness and maximise take-up.
Low-income pensioners and others struggling with the cost of living should contact their local council to see what further support may be available to them. They may be able to receive support from energy support programmes or through the Household Support Fund, a scheme providing discretionary support to those most in need towards the cost of essentials, such as food, energy and water.
The Government has extended the Household Support Fund in England by a further year, (until 31 March 2026) – with funding of £742 million provided to enable this extension in England, plus additional funding for the devolved Governments to be spent at their discretion, as usual.
Asked by: Blake Stephenson (Conservative - Mid Bedfordshire)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what estimate she has made of the marginal propensity to consume of (a) all pensioners, (b) pensioners under the threshold for Pension Credit and (c) pensioners over the threshold for Pension Credit.
Answered by Torsten Bell - Parliamentary Secretary (HM Treasury)
HM Treasury does not hold this information.
The average award of Pension Credit is worth more than £4,200 a year, providing a safety net for pensioners on the lowest incomes. The UK Government is focused on maximising Pension Credit take-up to ensure those entitled to it are getting the support they need.
Over 12 million pensioners will benefit from our commitment to protect the Triple Lock on the new and basic State Pensions. Based on OBR Autumn 2024 forecasts, over the course of this Parliament, the full yearly rate of the new State Pension is expected to increase by around £1900.
Asked by: Bradley Thomas (Conservative - Bromsgrove)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, what steps she is taking to reduce pensioner poverty in Bromsgrove.
Answered by Torsten Bell - Parliamentary Secretary (HM Treasury)
The last Labour Government lifted over one million pensioners out of poverty, and this Government – despite having to make the tough decisions to deal with our fiscal inheritance – remains committed to giving pensioners the security they deserve in retirement.
We are honouring our commitment to the Triple Lock throughout this parliament, with a 4.1% increase to the basic State Pension and the new State Pension this April. We are also increasing the standard minimum guarantee in Pension Credit by 4.1%. The full yearly rate of the new State Pension is forecast to increase by around £1,900 over the course of this parliament whilst the full yearly amount of the basic State Pension is forecast to increase by around £1,500.
The Government also offers direct financial help to low-income pensioners through Pension Credit, the Warm Home Discount and (in England & Wales) Cold Weather Payments and Winter Fuel Payments.
We know there are low-income pensioners who aren’t claiming Pension Credit. We want to ensure as many people as possible have access to this support and urge pensioners to check their eligibility. Pension Credit will passport them to receive Winter Fuel Payments in future, alongside other benefits – including help with rent, council tax, fuel bills and a free TV licence for those over 75. That’s why Government is taking significant steps to raise awareness and maximise take-up.
Low-income pensioners and others struggling with the cost of living should contact their local council to see what further support may be available to them. They may be able to receive support from energy support programs or through the Household Support Fund, a scheme providing discretionary support to those most in need towards the cost of essentials, such as food, energy and water.
The Government has extended the Household Support Fund in England by a further year, (until 31 March 2026) – with funding of £742 million provided to enable this extension in England, plus additional funding for the devolved Governments to be spent at their discretion, as usual.
Asked by: Charlotte Cane (Liberal Democrat - Ely and East Cambridgeshire)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, what recent assessment she has made of the potential impact of changes to the eligibility for Winter Fuel Payment on living standards for pensioners.
Answered by Torsten Bell - Parliamentary Secretary (HM Treasury)
Winter Fuel Payments continue to be paid to pensioner households with someone receiving Pension Credit or certain other income-related benefits. They continue to be worth £200 for eligible households, or £300 for eligible households with someone aged over 80.
The Government also offers an array of support with energy costs for low-income groups in the winter months. This includes direct financial help to low-income pensioners through Pension Credit, the Warm Home Discount, and (in England & Wales) Cold Weather Payments.
The Warm Home Discount scheme provides eligible low-income households across Great Britain with a £150 rebate on their winter energy bill. This winter, we expect over one million pensioners to benefit under the scheme.
The Government and energy industry have also worked together to deliver a £500 million Winter Support Commitment for customers, which will help customers most in need by providing credit on bills, enhanced debt write-off schemes, and increased funding for charity partners to target hard to reach customers.
Low-income pensioners and others struggling with the cost of living should contact their local council to see what further support may be available to them, as they may be able to receive support from Council Tax Reduction, or through energy support programmes (such as the Homes Upgrade Grant and Energy Company Obligation) – or through the Household Support Fund (a scheme providing discretionary support to those most in need towards the cost of essentials, such as food, energy and water).
This support is all underpinned by this Government’s commitment to the Triple Lock which will see a 4.1% increase to the basic State Pension and the new State Pension in April 2025. According to the latest OBR projections, the full yearly rate of the new State Pension is forecast to increase by around £1,900 over the course of this parliament whilst the full yearly amount of the basic State Pension is forecast to increase by around £1,500.
Asked by: Richard Foord (Liberal Democrat - Honiton and Sidmouth)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, what steps her Department is taking to support pensioners on the poverty line.
Answered by Torsten Bell - Parliamentary Secretary (HM Treasury)
The last Labour government lifted over one million pensioners out of poverty, and this government – despite having to make the tough decisions to deal with our fiscal inheritance – remains absolutely committed to supporting pensioners and giving pensioners the dignity and security they deserve in retirement.
We will honour our commitment to the Triple Lock throughout this parliament with a 4.1% increase to the basic State Pension and the new State Pension this April, and we are also increasing the standard minimum guarantee in Pension Credit by 4.1%. As such, according to the latest OBR projections, the full yearly rate of the new State Pension is forecast to increase by around £1,900 over the course of this parliament whilst the full yearly amount of the basic State Pension is forecast to increase by around £1,500.
The Government also offers an array of support to ensure pensioners remain comfortable and safe in the winter months. This includes direct financial help to low-income pensioners through Pension Credit, the Warm Home Discount and (in England & Wales) Cold Weather Payments and Winter Fuel Payments.
We know there are low-income pensioners who aren’t claiming Pension Credit and want to ensure as many people as possible have access to this support. We urge pensioners to check their eligibility. Pension Credit will passport them to receive Winter Fuel Payments in future, alongside other benefits. Our take-up campaign has been successful in boosting applications by 145% since July.
All pensioners will also continue to benefit from free eye tests, free NHS prescriptions and free bus passes.
Low-income pensioners and others struggling with the cost of living should contact their local council to see what further support may be available to them. They may be able to receive support from Council Tax Reduction, or through energy support programs – or through the Household Support Fund (a scheme providing discretionary support to those most in need towards the cost of essentials, such as food, energy and water). The Government has extended the Household Support Fund in England by a further year, (until 31 March 2026) – with funding of £742 million provided to enable this extension in England, plus additional funding for the devolved Governments to be spent at their discretion, as usual.
Asked by: Martin Wrigley (Liberal Democrat - Newton Abbot)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, what steps she is taking to support vulnerable pensioners during winter 2024-25, in the context of changes to the eligibility criteria for the winter fuel payment.
Answered by Torsten Bell - Parliamentary Secretary (HM Treasury)
The Government offers an array of support to ensure pensioners remain comfortable and safe in the winter months. This includes direct financial help to low-income pensioners through Pension Credit, the Warm Home Discount, and (in England & Wales) Cold Weather Payments.
We know there are low-income pensioners who aren’t claiming Pension Credit. We want to ensure as many people as possible have access to this support and urge pensioners to check their eligibility. Pension Credit will passport them to receive Winter Fuel Payments in future, alongside other benefits.
Our Pension Credit campaign has been successful in boosting applications by 145%, and thanks to the Pension Credit backdating rules, anyone who made a successful backdated claim by 21 December will also qualify for a Winter Fuel Payment.
The Warm Home Discount scheme provides eligible low-income households across Great Britain with a £150 rebate on their winter energy bill. This winter, we expect over three million households, including over one million pensioners, to benefit under the scheme.
The Government and industry have worked together to deliver a £500 million Winter Support Commitment for customers, which will help customers most in need by providing credit on bills, enhanced debt write-off schemes, and increased funding for charity partners to target hard to reach customers.
This support is all underpinned by this Government’s commitment to the Triple Lock this Parliament and a 4.1% increase to the basic State Pension and the new State Pension this April. We are also increasing the standard minimum guarantee in Pension Credit by 4.1%. As such, according to the latest OBR projections, the full yearly rate of the new State Pension is forecast to increase by around £1,900 over the course of this parliament whilst the full yearly amount of the basic State Pension is forecast to increase by around £1,500.
Low-income pensioners and others struggling with the cost of living should contact their local council to see what further support may be available to them, as they may be able to receive support from Council Tax Reduction, or through energy support programmes (such as the Homes Upgrade Grant and Energy Company Obligation) – or in England, through the Household Support Fund (a scheme providing discretionary support to those most in need towards the cost of essentials, such as food, energy and water).
The Government is extending the Household Support Fund in England by a further year (until 31 March 2026), with funding of £742 million provided to enable this extension in England, plus additional funding for the devolved Governments to be spent at their discretion. This builds on the previous investment of £421 million to extend the fund from 1 October 2024 until 31 March 2025.
Asked by: Victoria Collins (Liberal Democrat - Harpenden and Berkhamsted)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, what steps she is taking to help tackle poverty experienced by older people, in the context of changes to the eligibility criteria for the winter fuel payment.
Answered by Emma Reynolds - Secretary of State for Environment, Food and Rural Affairs
The Government is honouring our commitment to the Triple Lock with a 4.1% increase to the basic State Pension and the new State Pension; and we are also increasing the standard minimum guarantee in Pension Credit by 4.1%. As such, according to the latest OBR projections, the full yearly rate of the new State Pension is forecast to increase by around £1,900 over the course of this parliament whilst the full yearly amount of the basic State Pension is forecast to increase by around £1,500.
The Government also offers an array of support to ensure pensioners remain comfortable and safe in the winter months. This includes direct financial help to low-income pensioners through Pension Credit, Cold Weather Payments and the Warm Home Discount (in England & Wales).
We know there are low-income pensioners who aren’t claiming Pension Credit. We want to ensure as many people as possible have access to this support and urge pensioners to check their eligibility. Pension Credit will passport them to receive Winter Fuel Payments in future, alongside other benefits – hundreds of pounds that could really help them. Our take-up campaign has been successful in boosting applications by 145% since July.
The Warm Home Discount scheme provides eligible low-income households across Great Britain with a £150 rebate on their winter energy bill. This winter, we expect over 3 million households, including over 1 million pensioners, to benefit under the scheme.
The Government and industry have worked together to deliver a £500 million Winter Support Commitment for customers, which will help customers most in need by providing credit on bills, enhanced debt write-off schemes, and increased funding for charity partners to target hard to reach customers.
Low-income pensioners and others struggling with the cost of living should contact their local council to see what support may be available to them, as they may be able to receive support from the Household Support Fund, Council Tax Reduction, or through energy support programmes such as the Homes Upgrade Grant and Energy Company Obligation.
We are also supporting consumers, including pensioners, through the Government’s ambitious Warm Homes Plan – which will transform homes across the country, making them cleaner and cheaper to run. We've committed £3.4 billion over the next 3 years towards heat decarbonisation and household energy efficiency. This includes £1.8 billion to support fuel poverty schemes, helping over 225,000 households reduce their energy bills by over £200.
Keeping people warm and well at home and improving the quality of new and existing homes will play an essential part in enabling people to live longer, healthier lives and reducing pressures on the NHS.
The difficult decisions we have made, such as targeting the Winter Fuel Payment, mean the Government is able to provide additional investment in the NHS, which benefits everyone including all pensioners who rely on these services. We have committed to returning NHS waiting times – including those for A&E and ambulances - to the standards set out in the NHS constitution that patients rightly expect.