Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what recent assessment he has made of the potential discriminatory effect on certain consumers of some retail, hospitality and other outlets only accepting card payments.

The Government recognises the importance of cash access to millions of people across the UK, including those who are vulnerable. That is why, at March Budget 2020, Government committed to bring forward legislation to protect access to cash for those who need it, and ensure that the UK’s cash infrastructure is sustainable in the long run. Treasury is working at pace to develop legislation.

The Government remains closely engaged with the financial regulators to monitor and assess risks around cash relating to COVID-19. In order to help control the virus, all businesses and individuals are encouraged to follow the latest Government advice. To work safely during Coronavirus, retailers have been recommended to minimise contact around transactions, for example, considering using contactless payments. However, it remains the individual retailer’s choice as to whether to accept or decline any form of payment, including cash or card.