State Retirement Pensions

(asked on 31st January 2023) - View Source

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, what estimate his Department has made of the number of people who will not meet the 35 qualifying years in order to receive the full new State Pension due to prolonged periods of low-income work.


Answered by
Laura Trott Portrait
Laura Trott
Chief Secretary to the Treasury
This question was answered on 8th February 2023

The Government has made no such assessment.

The Government has ensured that people with earnings below the Primary Threshold continue to have their entitlement to State Pension protected. Although the Primary Threshold, when people start making National Insurance Contributions, has increased from £190 to £242 per week in 2022/23, the Lower Earnings Limit (LEL) remains at £123 per week in 2022/23 (£6396 per annum). The LEL is the level of earnings above which people are treated as having paid National Insurance, even though they have not paid Contributions.

People with earnings from a single employer above the LEL, receive a Qualifying Year of National Insurance, which counts towards their State Pension eligibility. For people on low incomes, there is a wide range of National Insurance credits available, including people in receipt of Universal Credit, ensuring they can achieve the best possible State Pension outcome when they reach State Pension age. Information about these can be found on www.gov.uk/national-insurance-credits/eligibility.

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