Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what steps he is taking to ensure small firms in the leisure and hospitality industry, including those in the LGBT+ community, have access to insurance.

It is important that SMEs have access to suitable insurance and the Government is working closely with the sector to understand what more they can do to help businesses both now and in the future.

The commercial decisions taken by insurers are also subject to regulation and legislation. Insurers must treat customers fairly and firms are required to do so under the Financial Conduct Authority’s (FCA) rules. The Equality Act 2010 prohibits firms from discriminating against consumers with most protected characteristics, including sexual orientation.