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Speech in Commons Chamber - Tue 30 Nov 2021
Conduct of the Right Hon. Member for Uxbridge and South Ruislip

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Speech in Commons Chamber - Wed 16 Jun 2021
Economy Update

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Speech in Commons Chamber - Tue 26 Jan 2021
Oral Answers to Questions

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Speech in Commons Chamber - Tue 26 Jan 2021
Oral Answers to Questions

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Speech in Commons Chamber - Mon 07 Dec 2020
UK-EU Future Relationship Negotiations and Transition Period

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Written Question
Banks: Coronavirus
Friday 27th November 2020

Asked by: Joy Morrissey (Conservative - Beaconsfield)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what steps he is taking to support bank branches at risk of closure during the covid-19 outbreak.

Answered by John Glen - Paymaster General and Minister for the Cabinet Office

Throughout the Covid-19 pandemic, the Government has worked closely with the financial regulators to ensure that banks, building societies, credit unions and the Post Office continue to maintain branch access for essential banking services while balancing the needs of their customers with the safety and welfare of staff. The vast majority of branches have remained open.

In the longer term, banking service providers will need to balance customer interests, market competition, and other commercial factors when considering its branch strategy. Decisions on opening and closing branches are taken by the management team of each bank on a commercial basis and the Government does not intervene in these decisions.

However, the Government also firmly believes that the impact of branch closures should be understood, considered, and mitigated where possible so that all customers, wherever they live, continue to have access to over the counter banking services.

Since May 2017, the major high street banks have signed up to the Access to Banking Standard, in which they commit to ensure customers are well informed about branch closures, the bank’s reasons for closure and options for continued access to banking services.

In September 2020, the Financial Conduct Authority (FCA) published guidance setting out their expectation of firms when they are deciding to reduce their physical branches or the number of free-to-use ATMs. Firms are expected to carefully consider the impact of a planned closure on their customers’ everyday banking and cash access needs, and other relevant branch services and consider possible alternative access arrangements. This will ensure the implementation of closure decisions is done in a way that treats customers fairly.

Alternative options for access might include the Post Office, where 95% of business and 99% of personal banking customers are able to carry out their everyday banking at over 11,500 Post Office branches across the UK.


Written Question
Bounce Back Loan Scheme
Thursday 26th November 2020

Asked by: Joy Morrissey (Conservative - Beaconsfield)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, whether the Government plans to extend the Bounce Back Loan Scheme in response to the additional time businesses have been subject to covid-19 lockdown restrictions.

Answered by John Glen - Paymaster General and Minister for the Cabinet Office

The Government launched the Bounce Back Loan Scheme (BBLS) to ensure that the smallest businesses could access loans of up to £50,000 in a matter of just days. As of 15 November, the scheme had supported nearly 1.4 million businesses with facilities totaling over £42 billion.

Originally, the scheme was due to close to new loan applications on 4 November. However, this end date has already been extended twice; initially to 30 November and subsequently to the existing scheme end date of 31 January 2021. This extension ensures that businesses have more time to make loan applications, supporting them through the pandemic.

Furthermore, the Government is continuing to work with lenders and business representatives to introduce a new, successor loan guarantee scheme, set to begin once the existing guarantee schemes (BBLS, along with the Coronavirus Business Interruption Loan Scheme and Coronavirus Large Business Interruption Loan Scheme) close to new applications. More details around this new scheme will be released in due course.


Speech in Commons Chamber - Mon 09 Nov 2020
Future of Financial Services

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Speech in Commons Chamber - Tue 20 Oct 2020
Black History Month

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Speech in Commons Chamber - Thu 24 Sep 2020
The Economy

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